Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,634 reviews, last reviewed 8th May 2026
402000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026
Martyn Cooper's avatar
Martyn Cooper

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5634)

Simple and easy to use.

5
Simple and easy to use. App allows good level of control and visibility of spend. Reviewed on: 21st April 2026

I've always had good service from 118 and would reco...

5
I've always had good service from 118 and would recommend to anyone Reviewed on: 21st April 2026

It’s all good, need a more credit but for now is ok,...

3
It’s all good, need a more credit but for now is ok, and it’s easy to pay and get on the app. thank you very much. Appreciate. Reviewed on: 21st April 2026

Very good

5
Very good service apart from being in india very difficult to understand. Reviewed on: 21st April 2026

I was treated with courtesy and respect throughout m...

5
I was treated with courtesy and respect throughout my call to 118 118 . I am normally good with these type of interviews but 118:;118 helped me through. Reviewed on: 21st April 2026

Easy to navigate and pay if you want to before due d...

5
Easy to navigate and pay if you want to before due date Reviewed on: 21st April 2026

I’ve had a good experience using this credit card.

5
I’ve had a good experience using this credit card. It’s easy to manage, payments are smooth, haven’t had any issues so far. Reviewed on: 21st April 2026

Easy access on the app and any issues

5
Easy access on the app and any issues Reviewed on: 21st April 2026

Great experience with 118-118 over the years

5
Great experience with 118-118 over the years Reviewed on: 21st April 2026

Do have any compla be lower rates a...

5
Don't have any complaints, just could be lower rates and bigger credit limit to use on my holidays. Also purchase could be alowed to be paid in installments, as almost every credit cards do now Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products