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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2465 reviews)

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4.86

Based on 2,465 reviews, last reviewed 1st Apr 2026

124200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2465)

Great company easy to use and just a good customer e...

Great company easy to use and just a good customer experience Reviewed on: 30th March 2026

Very easy to operate and very easy to talk to somebo...

Very easy to operate and very easy to talk to somebody if you have any issues a great card to having your wallet and with the customer service keep you in control of your finances with simple step email Reviewed on: 30th March 2026

Great credit card

Been easy to use and rewards quick payments Reviewed on: 30th March 2026

Better than other Credit Card Agencies, Less Interest.

Better than other Credit Card Agencies, Less Interest. Reviewed on: 30th March 2026

Great service

No nonsense credit card with lots of support and an easy to use app Reviewed on: 30th March 2026

Very professional and helpful with my finance situat...

Very professional and helpful with my finance situation. Reviewed on: 30th March 2026

Well I am happy with 118118,since I opened an accoun...

Well I am happy with 118118,since I opened an account with ur company.I can only good things about 118118 compare to other credit card company.You are trustworthy reliable and mostly you understand my needs.The service is good,only one remark i would say 118118 bombarded with too much repeating informations.it can be draining at time and confusing. Reviewed on: 30th March 2026

Good provider

Great at providing a line of credit that others may not. Reward good payment history well. The app could be a bit more detailed and intuitive, but it is simple and easy to navigate. The FAQ page can sometimes be a little confusing. Reviewed on: 30th March 2026

Excellent service and customer support

Excellent service and customer support Reviewed on: 30th March 2026

Never had an issue with 118.

Never had an issue with 118. The app is so simple to use, if the are going to increase your limit they ask you and the payments are easy Reviewed on: 30th March 2026

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