Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,634 reviews, last reviewed 8th May 2026
402000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026
Martyn Cooper's avatar
Martyn Cooper

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5634)

Sweet and bitter, excellent credit card provider

3
Sweet and bitter, excellent credit card provider Reviewed on: 21st April 2026

great support, not to much pressure

5
great support, not to much pressure Reviewed on: 21st April 2026

I just think your interest rates are high for a cred...

4
I just think your interest rates are high for a credit card Reviewed on: 21st April 2026

Excellent service and value for money.

5
Excellent service and value for money. Reviewed on: 21st April 2026

Best credit card provider helped me out when I neede...

5
Best credit card provider helped me out when I needed it most Reviewed on: 21st April 2026

Excellent application, I love it

5
Excellent application i will recommend it to everyone Reviewed on: 21st April 2026

Everything is provided on time; never had any delays.

5
Everything is provided on time; never had any delays. Each time I had issues everything has been dealt with on time Reviewed on: 21st April 2026

Excellent, really swift response.

5
Excellent, really swift response. Reviewed on: 21st April 2026

Everything’s been so easy to set up and do.

5
Everything’s been so easy to set up and do. App is very user friendly and when I’ve needed to contact customer services they have always been lovely. Reviewed on: 21st April 2026

Great app, easy to manage account, easy to use query...

5
Great app, easy to manage account, easy to use query resolution Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products