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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2465 reviews)

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4.86

Based on 2,465 reviews, last reviewed 1st Apr 2026

124200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2465)

I have 3/4 card.

I have 3/4 card. But. Ilike to use 118 118. It’s superb more easier and more flexible. Thanks Reviewed on: 31st March 2026

Five star!

Great services. Never had any issues. Reviewed on: 31st March 2026

Cant adjust credit limit easily to reduce it.

Cant adjust credit limit easily to reduce it. Cant due open bank transfer to pay some of balance Reviewed on: 31st March 2026

User friendly experience.

User friendly experience. Love the app. Reviewed on: 30th March 2026

They really are a wonderful company.

They really are a wonderful company. Very good fees and credit cards and credit cards Reviewed on: 30th March 2026

Great credit card with extremely helpful app

Great credit card with extremely helpful app Reviewed on: 30th March 2026

I've found 118 credit card and App to be great and n...

I've found 118 credit card and App to be great and never had any problems. I've found the app easy and always shows what you need to see plus any offerers you are eligible for or may be interested in. I have never had any problems with 118 and find them to be great and the best credit card I've had. Reviewed on: 30th March 2026

Very convenient

Its been very helpful and seamlessly convenient. Good customer service, and have customer best interest at heart as well. Reviewed on: 30th March 2026

Great communication, friendly team .

Great communication, friendly team . Good credit increases . Easy to use Reviewed on: 30th March 2026

Great credit card and excellent customer support.

Great credit card and excellent customer support. I am very pleased with their offers. Reviewed on: 30th March 2026

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