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118 118 Money: Credit Card reviews

4.84
Based on 1,101 reviews, last reviewed 12th Jun 2025
95500% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025
Phillip m's avatar
Phillip m

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025
eushznsi's avatar
eushznsi

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118 118 Money Credit Card reviews (1101)

Ten out of ten!

5
Quick acceptance decision, regular credit limit reviews and easy to use app. Reviewed on: 22nd April 2025

Fast reliable and friendly service.

5
Fast reliable and friendly service. If I need money for emergency then I always use 118 118 credit as they are brilliant and worth 10 stars. Reviewed on: 22nd April 2025

When calling customer service

5
When calling customer service they were very helpful and friendly. Good communication Reviewed on: 22nd April 2025

So far no complaints.

4
So far no complaints. Always delivered. Reviewed on: 22nd April 2025

Brilliant service.

5
Brilliant service.. from applying to receiving the card. Easy to apply and once received the card and start using.. the app is clear and informative. Communication is great from knowing about account and what your balance is .. I like how your interest is added on your minimum amount so you know your interest is paid but also meeting the minimum about and able to pay off more quickly. Not just paying small amount and not making a difference. It's a great way of doing things Reviewed on: 22nd April 2025

Very good service on money transfers into my bank ac...

5
Very good service on money transfers into my bank account Reviewed on: 22nd April 2025

I like the customer service you provide and helping...

5
I like the customer service you provide and helping people reminding them when to make their next payments back, thus you not falling into debt. Reviewed on: 22nd April 2025

Reliable service, helpful with any issues

5
Reliable service, helpful with any issues Reviewed on: 22nd April 2025

Very helpful and professional.

5
Very helpful and professional. Stress free borrowing Reviewed on: 22nd April 2025

Super easy to apply.

5
Super easy to apply. easy to navigate the app. Nice n simple to use. Clear and concise app shows everything you need to know. Reasonable interest rate decent start limit too Reviewed on: 22nd April 2025

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