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118 118 Money: Credit card reviews

4.86
Based on 2,465 reviews, last reviewed 1st Apr 2026
124200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026
Benson W's avatar
Benson W

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2465)

Good experience to use this credit card

5
Good experience to use this credit card Reviewed on: 31st March 2026

They have excellent customer support service that gu...

5
They have excellent customer support service that guide you with essential information Reviewed on: 31st March 2026

Really helpful company

5
Never had any issues. They keep me informed about changes with texts and emails Reviewed on: 31st March 2026

Very professional and supportive service

5
Very professional and supportive service Reviewed on: 31st March 2026

I find 118 excellent, buy what you want, put it on t...

5
I find 118 excellent, buy what you want, put it on the card, pay it back, simple, good communication throughout the company, it's got my vote Reviewed on: 31st March 2026

service very quick

5
Answer questions very quick the service is very good Reviewed on: 31st March 2026

Great customer service.

5
Great customer service. would recommend. Honest and helpful Reviewed on: 31st March 2026

I’ve been using this credit card for a while now, an...

5
I’ve been using this credit card for a while now, and overall, it has been a solid financial tool with a mix of benefits and a few drawbacks.One of the biggest advantages is the rewards program. The card offers cashback,Another strong point is the convenience and security,Overall, this credit card is a great option if you pay off your balance in full each month and want to earn rewards on everyday spending Reviewed on: 31st March 2026

Highly Recommended to friend and family

5
Highly recommended to friends and family Reviewed on: 31st March 2026

So easy and clear to use.

5
So easy and clear to use. 10/10 for a brill app as well Reviewed on: 31st March 2026

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