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118 118 Money: Credit card reviews

4.85
Based on 5,634 reviews, last reviewed 8th May 2026
402000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026
Martyn Cooper's avatar
Martyn Cooper

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5634)

Never had to speak to customer service.

5
Never had to speak to customer service. I do everything I need to do within the app. Very easy. Reviewed on: 21st April 2026

Brilliant card to have

5
Very simple and easy with this card always great service Reviewed on: 21st April 2026

good card does exactly what is says it does

5
good card does exactly what is says it does Reviewed on: 21st April 2026

The 118/118 experience

5
Great communication good offers and an easy to use and comprehensive app Reviewed on: 21st April 2026

Good service delivery.

5
Good service delivery. Customer oriented service. Very supportive Reviewed on: 21st April 2026

Been brilliant service from day one.

5
Been brilliant service from day one. Easy to use app. Reviewed on: 21st April 2026

Really brilliant company.

5
Really brilliant company. Very helpful Reviewed on: 21st April 2026

Was easy to apply, once approved could use straight...

5
Was easy to apply, once approved could use straight away. Reviewed on: 21st April 2026

At the time my credit wasnt to good but 118 118 gave...

5
At the time my credit wasnt to good but 118 118 gave me the chance to rebuild my credit rating. Applying for a credit card was easy and very understanding. Reviewed on: 21st April 2026

Super slick service.

5
Super slick service......instilled with confidence from the start Reviewed on: 21st April 2026

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