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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2662 reviews)

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4.86

Based on 2,662 reviews, last reviewed 8th Apr 2026

140900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

The application process was easy.

The application process was easy. The app was easy to setup and to use. I have had no negative experiences using the card or the app during everyday use. Its excellent. Reviewed on: 16th April 2025

Very good. You get a response to any query on time.

Very good you get a response to any queries on time. Customer service is great. Reviewed on: 16th April 2025

Excellent service and givens you notifications on wh...

Excellent service and givens you notifications on when payments go out of customers banks Reviewed on: 16th April 2025

Best service

Excellent customer service, I've had no issues at all. Very polite always when I've called them. Quick and efficient to answer any queries. Highly recommended. Thank you 118 118 Reviewed on: 16th April 2025

Amazing service, recommend to anyone I come across

Amazing service, recommend to anyone I come across Reviewed on: 16th April 2025

Fantastic company!

Fantastic company and easy to use app to keep on top of spending and repayments! Also has any loans on the same app so you can keep track of everything in one place. Reviewed on: 16th April 2025

Easy to manage account on the app.

Easy to manage account on the app. Keep up to date payments and regular credit limit offers which can be useful when you need that extra bit of Finacial assistance Reviewed on: 16th April 2025

118118Money is an excellent card to help you back in...

118118Money is an excellent card to help you back into credit . It has a charge instead of interest which l found so easy to manage Reviewed on: 15th April 2025

Very easy to apply for credit and interest rate is...

Very easy to apply for credit and interest rate is good Reviewed on: 15th April 2025

Would recommend 118 118.

118 118 has helped me to afford items by allowing me to spread the cost. Making it more affordable to buy those larger household items, to make home improvements and to help towards holidays. Help and advice is always at hand, just a phone call away. Customer se4vice is very good. I wouldn't hesitate to recommend 118 118 to family and friends. Reviewed on: 15th April 2025

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