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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Card for Emergencies

4
Got for emergencies so always handy Reviewed on: 20th April 2026

It’s been really good.

4
It’s been really good. Easy to contact them if i have any problems Reviewed on: 20th April 2026

Helpful and conscious of customers debt and money is...

5
Helpful and conscious of customers debt and money issues and provide solutions to the issues effectively Reviewed on: 20th April 2026

118 118 have made my experience of getting a credit...

5
118 118 have made my experience of getting a credit card so easy & stress free. They are so supportive and can’t do enough to offer support. Theres even an app so I can keep track of my spending. Absolutely fantastic company and I would recommend them to anyone looking for a credit card or loan. Reviewed on: 20th April 2026

Great card but need to step up a little on the custo...

4
Great card but need to step up a little on the customer service side of things. For example are pending transactions taken into account in current balance ? Reviewed on: 20th April 2026

Very good service

5
Can’t fault the service have been very good with communication Reviewed on: 20th April 2026

Easy to use and know exactly where you are with...

5
Easy to use and know exactly where you are with them Reviewed on: 20th April 2026

Everything has been really really good, great servic...

5
Everything has been really really good, great service great card, no complaints! Reviewed on: 20th April 2026

Easy to manage online and via apps.

5
Easy to manage online and via apps. Regular payment reviews. Best credit card I have. Reviewed on: 20th April 2026

No problems at all highly recommended

5
No problems at all highly recommended Reviewed on: 20th April 2026

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