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118 118 Money: Credit card reviews

4.86
Based on 2,662 reviews, last reviewed 8th Apr 2026
140900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026
Roberta T's avatar
Roberta T

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

118 money

5
Customer service was very helpful Reviewed on: 16th April 2025

Great customer service

5
Great customer service sorted my problem out quickly,,Very easy to ise app which helps a lot, Reviewed on: 16th April 2025

Never had any issues easy to contact

5
Never had any issues easy to contact Reviewed on: 16th April 2025

118 118 I’ve got your number

5
118 118 have been an easy hassle free process, from the initial sign up process to on going customer care and support. The app is fantastic keeping me updated on transactions, payments due and an easy early payment. It’s all easy to use, I have even recommended to a couple of family members that are now also using the service.. thumbs up 118. Reviewed on: 16th April 2025

I have had the 118 118 credit card for while now and...

5
I have had the 118 118 credit card for while now and it has been fantastic, the App layouts is amazing too. Reviewed on: 16th April 2025

great and very helpful when I needed .

5
They have been great and very helpful when I needed . I would recommend them to anyone who needs a credit card to boost their score during times of need. Reviewed on: 16th April 2025

Doing good

5
Having been with this for a while now ,really enjoying it.they are doing good. Reviewed on: 16th April 2025

118 118 credit card

5
Ease of use, good app and no issues. Reviewed on: 16th April 2025

Service with a smile

5
My calls to 118 have always been dealt with in a professional, but friendly manner to a successful conclusion Reviewed on: 16th April 2025

Help when needed

5
A good standby when required easy to use and maintain Reviewed on: 16th April 2025

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