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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great company cant fault them sevice is v good...

Great company cant fault them sevice is v good Reviewed on: 20th April 2026

No issues, good service

No issues for me , card is good for when required Reviewed on: 20th April 2026

118118 is good but balance transfers are tricky

118118 has been good but I was offered a 0% offer but then when asked for the paper work was told the account I wanted to transfer wasn’t eligible Reviewed on: 20th April 2026

Card for Emergencies

Got for emergencies so always handy Reviewed on: 20th April 2026

It’s been really good.

It’s been really good. Easy to contact them if i have any problems Reviewed on: 20th April 2026

Helpful and conscious of customers debt and money is...

Helpful and conscious of customers debt and money issues and provide solutions to the issues effectively Reviewed on: 20th April 2026

118 118 have made my experience of getting a credit...

118 118 have made my experience of getting a credit card so easy & stress free. They are so supportive and can’t do enough to offer support. Theres even an app so I can keep track of my spending. Absolutely fantastic company and I would recommend them to anyone looking for a credit card or loan. Reviewed on: 20th April 2026

Great card but need to step up a little on the custo...

Great card but need to step up a little on the customer service side of things. For example are pending transactions taken into account in current balance ? Reviewed on: 20th April 2026

Very good service

Can’t fault the service have been very good with communication Reviewed on: 20th April 2026

Easy to use and know exactly where you are with...

Easy to use and know exactly where you are with them Reviewed on: 20th April 2026

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