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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
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Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Always helpful calling the centre is easy and always...

5
Always helpful calling the centre is easy and always prepared to help Reviewed on: 20th April 2026

Great help for building up credit score

5
This credit card facility is very helpful for anyone starting out to build up their credit score. Reviewed on: 20th April 2026

Good service app easy to use.

5
Good service app easy to use. Easy to contact kept well informed about account Reviewed on: 20th April 2026

Very good.

5
Very good. Always professional when contacting. Always polite Reviewed on: 20th April 2026

Good card , good customer service.

5
Good card , good customer service. Very happy with that card . Reviewed on: 20th April 2026

Clearity about paying my bills.

5
Clearity about paying my bills. Good information Reviewed on: 20th April 2026

Great customer service

5
Always had a answer when I call and always very professional and prompt Reviewed on: 20th April 2026

Excellent credit card 118 118 is my one and only cre...

5
Excellent credit card 118 118 is my one and only credit card now Reviewed on: 20th April 2026

Good customer service never had a problem with them...

5
Good customer service never had a problem with them and easy to get without any complications app also really easy to use Reviewed on: 20th April 2026

Excellent

5
very goodexperigoodexperi was struggling ഥെ 118118card helped me also helped me while I was abroad .Easy to use For me this card was an angel for me.Easy to applyand good guidanceAlways approachable Good communication If we struggling to pay in time we can call and explain to them andthey will guide us what to doAlso very friendly and official.very proffesional.I had very good experiencewith 118118card. Reviewed on: 20th April 2026

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