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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2662 reviews)

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4.86

Based on 2,662 reviews, last reviewed 8th Apr 2026

140900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

Very good services and very fast

Very good services and very fast Reviewed on: 16th April 2025

Happy with my credit card!

I have had no issues with my credit card since I first received it. It is a straight forward service and customer service is polite and friendly. Reviewed on: 16th April 2025

Always been pleased with the service for my 118 118...

Always been pleased with the service for my 118 118 money credit card ,, I've never had any problems when I've needed to contact customer services ,, and I've been kept up to date via my email address ,, so I'm pretty happy with the service Reviewed on: 16th April 2025

A great card to have.

A fantastic service all round very helpful throughout the year for planning my finances, also the app is too class and so easy to use. Thank you 118 118 money. Reviewed on: 16th April 2025

Easy to use

Have enjoyed the ease of the app Reviewed on: 16th April 2025

Great informative and easy to use app helping you to...

Great informative and easy to use app helping you to keep upto date and in tip of your finances Reviewed on: 16th April 2025

Well Done

I have had no problems i am very happy Reviewed on: 16th April 2025

Was very straight forward and user friendly to apply...

Was very straight forward and user friendly to apply and start using the account/card. Reviewed on: 16th April 2025

Everything is simple and easy to maintain, customer...

Everything is simple and easy to maintain, customer service is outstanding , good offers and deals sent regular from sending money to bank account at lower rates to credit increases Reviewed on: 16th April 2025

A family company

In today's climate you can't get a face to face for what you need in life to help move on but found 118 perfect to deal with so quick,helpful,and you get help with money to help make extra on your account really such a good company to work with and I mean work with 10/10 Reviewed on: 16th April 2025

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