Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5645)

Helping on my credit building journey

5
Helping on my credit building journey Reviewed on: 20th April 2026
Mark 's avatar
Mark

A little different

4
The 118118 card seems to approach credit card borrowing a little differently, but thankfully quite transparently, and builds on its brand well. Reviewed on: 20th April 2026
Mark S's avatar
Mark S

Great product and service,has helped me out a lot

5
Great product and service,has helped me out a lot Reviewed on: 20th April 2026
Simon N's avatar
Simon N

Need to answer queries faster over phone

4
Need to answer queries faster over phone Reviewed on: 20th April 2026
Ebi Haddadian's avatar
Ebi Haddadian

The constant notifications are annoying.

3
The constant notifications are annoying. They're upselling apps, wanting reviews and things like this survey Reviewed on: 20th April 2026
Psyched's avatar
Psyched

I have had no issues at all, everything has been str...

5
I have had no issues at all, everything has been straightforward. I cannot say any negatives if there hasn't been a reason for any Reviewed on: 20th April 2026
Ben's avatar
Ben

I love this credit card and they increased my credit...

5
I love this credit card and they increased my credit limit, which is very nice. Thank you. The team is ready to help. And it doesn't cost me much to pay for what I use on the card. Thank you. Reviewed on: 20th April 2026
Zsolt O's avatar
Zsolt O

Always helpful calling the centre is easy and always...

5
Always helpful calling the centre is easy and always prepared to help Reviewed on: 20th April 2026
Ray C's avatar
Ray C

Great help for building up credit score

5
This credit card facility is very helpful for anyone starting out to build up their credit score. Reviewed on: 20th April 2026
Ian A's avatar
Ian A

Good service app easy to use.

5
Good service app easy to use. Easy to contact kept well informed about account Reviewed on: 20th April 2026
Dorothy c's avatar
Dorothy c

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill