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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

Always the best customer service and easy to underst...

5
Always the best customer service and easy to understand app Reviewed on: 20th April 2026

Easy to use and very helpful

5
Easy to use and very helpful l, I especially like the app 118 mate. I would definitely recommend 118 money to my friends and family if they were in the market for a new credit card. I also like the fact that they give you tips on not overspending on your credit card and to pause before spending on it. Reviewed on: 20th April 2026

Happy with the service overall and great customer se...

5
Happy with the service overall and great customer service Reviewed on: 20th April 2026

Just really enjoyed my card with 118 118 always let...

5
Just really enjoyed my card with 118 118 always let you know when payment due witch is good for me love it Reviewed on: 20th April 2026

Informative company and easy on line app

5
Informative company and easy on line app Reviewed on: 20th April 2026

I’ve had great service from 118 118 money , I love t...

5
I’ve had great service from 118 118 money , I love the app and it’s easy to use and to get around. Reviewed on: 20th April 2026

Pretty standard really rates are average

3
Pretty standard really rates are average Reviewed on: 20th April 2026

Enjoy using the credit card.

5
Enjoy using the credit card. The app is also great as it tells you how much is used on the card and when your payment is due. No hassle in paying or applying for the card Reviewed on: 20th April 2026

Excellent customer services always friendly and hel...

5
Excellent customers services always friendly and helpful with any queries. I don’t have a good credit but they gave a me a credit card which helped me tremendously , and there’s no interest either which is a bonus just a monthly fee which is low Reviewed on: 20th April 2026

The best credit card ever 10/10

5
The best credit card ever 10/10 services payment transfer balance all is 10/10 Reviewed on: 20th April 2026

Review 118 118 Money: Credit card now

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