Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Enjoy using the credit card.

Enjoy using the credit card. The app is also great as it tells you how much is used on the card and when your payment is due. No hassle in paying or applying for the card Reviewed on: 20th April 2026

Excellent customer services always friendly and hel...

Excellent customers services always friendly and helpful with any queries. I don’t have a good credit but they gave a me a credit card which helped me tremendously , and there’s no interest either which is a bonus just a monthly fee which is low Reviewed on: 20th April 2026

The best credit card ever 10/10

The best credit card ever 10/10 services payment transfer balance all is 10/10 Reviewed on: 20th April 2026

Helping on my credit building journey

Helping on my credit building journey Reviewed on: 20th April 2026

A little different

The 118118 card seems to approach credit card borrowing a little differently, but thankfully quite transparently, and builds on its brand well. Reviewed on: 20th April 2026

Great product and service,has helped me out a lot

Great product and service,has helped me out a lot Reviewed on: 20th April 2026

Need to answer queries faster over phone

Need to answer queries faster over phone Reviewed on: 20th April 2026

The constant notifications are annoying.

The constant notifications are annoying. They're upselling apps, wanting reviews and things like this survey Reviewed on: 20th April 2026

I have had no issues at all, everything has been str...

I have had no issues at all, everything has been straightforward. I cannot say any negatives if there hasn't been a reason for any Reviewed on: 20th April 2026

I love this credit card and they increased my credit...

I love this credit card and they increased my credit limit, which is very nice. Thank you. The team is ready to help. And it doesn't cost me much to pay for what I use on the card. Thank you. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Classic Credit Card
from Bank of Ireland 4.04 from 6 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4603 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub