Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

So far everything has been outstanding

5
So far everything has been outstanding Reviewed on: 20th April 2026

118 the best

5
118 have been a life saver and have been a joy to work with. Having a 118 card is like having a friend there in your time of need Reviewed on: 20th April 2026

I would like 118 118 credit card to be increase ever...

5
I would like 118 118 credit card to be increase every 3 to 4 months Reviewed on: 20th April 2026

Always the best customer service and easy to underst...

5
Always the best customer service and easy to understand app Reviewed on: 20th April 2026

Easy to use and very helpful

5
Easy to use and very helpful l, I especially like the app 118 mate. I would definitely recommend 118 money to my friends and family if they were in the market for a new credit card. I also like the fact that they give you tips on not overspending on your credit card and to pause before spending on it. Reviewed on: 20th April 2026

Happy with the service overall and great customer se...

5
Happy with the service overall and great customer service Reviewed on: 20th April 2026

Just really enjoyed my card with 118 118 always let...

5
Just really enjoyed my card with 118 118 always let you know when payment due witch is good for me love it Reviewed on: 20th April 2026

Informative company and easy on line app

5
Informative company and easy on line app Reviewed on: 20th April 2026

I’ve had great service from 118 118 money , I love t...

5
I’ve had great service from 118 118 money , I love the app and it’s easy to use and to get around. Reviewed on: 20th April 2026

Pretty standard really rates are average

3
Pretty standard really rates are average Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products