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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2663 reviews)

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4.86

Based on 2,663 reviews, last reviewed 9th Apr 2026

141000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The credit is so easy to use and the application was... The credit is so easy to use and the application was so easy .It came so quick too.. Reviewed on: 9th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2663)

Always had a good experience although wish they woul...

Always had a good experience although wish they would increase credit limits more but would recommend 118 118 as a credit card Reviewed on: 16th April 2025

Excellent and efficient service app great all staff...

Excellent and efficient service app great all staff polite Reviewed on: 16th April 2025

High interest rates doesnt feel like iam paying anyt...

High interest rates doesnt feel like iam paying anything off of balance Reviewed on: 16th April 2025

My recent experience with 118 has been nothing short...

My recent experience with 118 has been nothing short of amazing! The app especially is so easy to use to track your spending, available balance and making payments etc Reviewed on: 16th April 2025

The rates are high but helping me to build my credit...

The rates are high but helping me to build my credit score, apps easy to use, and quick response with customer service. Reviewed on: 16th April 2025

Staff are always happy to help.

Staff are always happy to help. Very professional and always very polite Reviewed on: 16th April 2025

Easy to use and great staff.

Easy to use and great staff. Never had any issues at all Reviewed on: 16th April 2025

Haven't dealt with customer service but find the app...

Haven't dealt with customer service but find the app basic with room for improvement statements do not have an estimated interest for following g statement like others do which woukd enable customers to be abke to manage there card better Reviewed on: 16th April 2025

118118 TOOK A CHANCE ON ME.

I was once out of my depth financially. Although my credit score at the time was rather weak. 118118 gave me a hope of a chance. Since then my financial status in reviewing my credit score has come in leaps and bounds,all due to 118118 taking a chance on me. I owe this company a huge thank you for believing in me. THANKYOU 118118. Reviewed on: 16th April 2025

Very helpful and quick.

Very helpful and quick. The app is great for keeping track off card or loan Reviewed on: 16th April 2025

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