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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,913 reviews, last reviewed 11th Apr 2026
162900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Credit build Supportive needed help to build credibility felt i received lots of help Reviewed on: 11th April 2026
Ellee's avatar
Ellee

Latest lowest rating:

1

No limit increased in years No response only chat with stupid bot in app, it’s been year and a half since I got their card but my credit limit is still £250 while I’ve £2300 with... Read more Reviewed on: 11th April 2026
Azi Khn's avatar
Azi Khn
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2913)

Very helpful and professional.

5
Very helpful and professional. Stress free borrowing Reviewed on: 22nd April 2025
Leighton J's avatar
Leighton J

Super easy to apply.

5
Super easy to apply. easy to navigate the app. Nice n simple to use. Clear and concise app shows everything you need to know. Reasonable interest rate decent start limit too Reviewed on: 22nd April 2025
Brian 's avatar
Brian

Happy so far with the service

5
I am pleased with my 118 credit card so far.the interest rate could be lower Reviewed on: 22nd April 2025
Jagjit S's avatar
Jagjit S

Excellent all round credit card.

5
Excellent all round credit card.Customer service and value for money is second to none Reviewed on: 22nd April 2025
William g's avatar
William g

Very easy to use the app

5
Very easy to use the app and get regular updates on payments coming out. Reviewed on: 22nd April 2025
Natalie E's avatar
Natalie E

Great service if used wisely

5
118 have been helpful and treated me with respect and helped me improve my credit score A great service if used wisely. Reviewed on: 22nd April 2025
mick A's avatar
mick A

No varying payments.

5
No varying payments just a set monthly fee. That never changes. The more you pay the fee stays the same. So you always know how much you are actually paying off! Brilliant and simple idea Reviewed on: 22nd April 2025
Adam b's avatar
Adam b

118 118 cr3dit cards

5
Always kept up to date with any rate changes .Have no issues with the companywhatsoever.....Goid communicationthroughout my time with 118 118....Would recommend this company to all family and friends Reviewed on: 22nd April 2025
James Canny's avatar
James Canny

Good experienced

4
My experience is good the credit charges are high as the interest rate is high on cards because of poor credit rating however the rates could be cut to assist general payment Reviewed on: 22nd April 2025
Gary B's avatar
Gary B

I have found the whole experience of using 118 very...

5
I have found the whole experience of using 118 very easy with excellent service Reviewed on: 22nd April 2025
Samantha T's avatar
Samantha T

Review 118 118 Money: Credit card now

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