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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

No problems at all since have had this card.

5
No problems at all since have had this card. Reviewed on: 20th April 2026

Fantastic card and great customer service

5
Fantastic card and great customer service Reviewed on: 20th April 2026

My card was easy to apply for and worked right away...

5
My card was easy to apply for and worked right away on Apple wallet. I love the app allowing me to stay up to date with transactions and notifications come through alerting me too keeping me organised. Reviewed on: 20th April 2026

Excellent customer service, just a little slow deali...

5
Excellent customer service, just a little slow dealing with a few things Reviewed on: 20th April 2026

Great team

5
Everything runs so smoothly and the team are always on hand if needed. Reviewed on: 20th April 2026

Perfect score

5
Good and reliable provider, good % Reviewed on: 20th April 2026

It’s really help, they treat you like a human and un...

5
It’s really help, they treat you like a human and understand that issues may happen which they will be there to help Reviewed on: 20th April 2026

Good card for average credit rating

4
Interest rates are a little high but they accept when other providers may not. App is easy to use. Never any issues using card Reviewed on: 20th April 2026

Great overall experience happy with the service.

5
Great overall experience happy with the service. Reviewed on: 20th April 2026

Excellent company

5
They have a really easy to use app everything is straightforward smooth simple and speedy Reviewed on: 20th April 2026

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