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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Always been an excellent service, communicative, no...

Always been an excellent service, communicative, no complaints Reviewed on: 20th April 2026

Amazing company

As long as you make your payments on time, they increase your credit limit, but always ask if thats what you want. The APP is easy to use. Reviewed on: 20th April 2026

Easy process

Quick and easy to apply and easy to use app. Reviewed on: 20th April 2026

Brilliant service, easy app .

Brilliant service, easy app .It's the only credit card i have know Reviewed on: 20th April 2026

It was very easy to apply for my credit card.

It was very easy to apply for my credit card. My limit has increased a few times already. The app is easy to use and keep on top of my spending. So would recommend 118118 to anyone looking for a credit card Reviewed on: 20th April 2026

It was all good I have yet to experience any kind of...

It was all good I have yet to experience any kind of problem Reviewed on: 20th April 2026

Had good experience but not had to phone them much...

Had good experience but not had to phone them much Reviewed on: 20th April 2026

No problems at all since have had this card.

No problems at all since have had this card. Reviewed on: 20th April 2026

Fantastic card and great customer service

Fantastic card and great customer service Reviewed on: 20th April 2026

My card was easy to apply for and worked right away...

My card was easy to apply for and worked right away on Apple wallet. I love the app allowing me to stay up to date with transactions and notifications come through alerting me too keeping me organised. Reviewed on: 20th April 2026

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