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118 118 Money: Credit card reviews

4.85
Based on 3,097 reviews, last reviewed 11th Apr 2026
178800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Happy customer. I have been with 118 118 for several years. I have always been able to get in touch with them if I had any issues. Their app is easy to use and the st... Read more Reviewed on: 11th April 2026
Robert W's avatar
Robert W

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3097)

Easy, straightforward

5
The application process was quick and easy and I didn’t have any issues getting approved. Everything was straightforward and simple to understand. Reviewed on: 27th March 2026

118 has definitely helped improve my credit score an...

5
118 has definitely helped improve my credit score and their customer service is excellent. Reviewed on: 27th March 2026

118 Helped me so much to build my credit rating.

5
118 Were the first credit company to help when my credit rating was low and see me in to better times. They've sent me numerous offers over the last couple of years, very helpful. I highly recommend. Reviewed on: 27th March 2026

Its ok nothing has changed since I have it...

3
Its ok nothing has changed since I have it for 3 years Reviewed on: 27th March 2026

Be aware that bad credit cards such as 118 Money cou...

1
Be aware that bad credit cards such as 118 Money could change your APR mid credit agreement.Hence the name 'bad'. Reviewed on: 27th March 2026

Fantastic all around great company and great help

5
Fantastic all around great company and great help Reviewed on: 27th March 2026

Nice and easy

5
Great card and people to deal with. Reviewed on: 27th March 2026

Not had any concerns with company.

5
Not had any concerns with company. Really happy with contacts Reviewed on: 27th March 2026

App is good and happy with the service

5
App is good and happy with the service Reviewed on: 27th March 2026

It's a great credit card, and a credit builder.

5
It's a great credit card, and a credit builder. I love is flexibility. Reviewed on: 27th March 2026

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