Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 3,138 reviews, last reviewed 11th Apr 2026
182500% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Very easy but high interest but they made you aware... Very easy but high interest but they made you aware of this. Reviewed on: 11th April 2026
James p's avatar
James p

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (3138)

I had the best experience.

5
I had the best experience. It was easy to follow the instructions. Reviewed on: 27th March 2026
Asha 's avatar
Asha

Very easy access

5
Very easy to access and use . App and communications Reviewed on: 27th March 2026
George R's avatar
George R

Excellent services and great customer service

5
Excellent services and great customer service Reviewed on: 27th March 2026
Michelle W's avatar
Michelle W

Brilliant.

5
I haven’t had any experience with customer service so can’t comment but everything else is excellent! Reviewed on: 27th March 2026
Gary T's avatar
Gary T

Fantastic understanding great company

5
Fantastic understanding great company Reviewed on: 27th March 2026
Marie k's avatar
Marie k

Excellent service,good reputation.

5
Excellent service,good reputation.credit increase. Reviewed on: 27th March 2026
Bogale G's avatar
Bogale G

Amazeballs

5
So quick and easy to apply and the app is great. Reviewed on: 27th March 2026
Randy SJ's avatar
Randy SJ

Quite happy with 118 so far, recently had my credit...

4
Quite happy with 118 so far, recently had my credit increased and app easy to manage. Reviewed on: 27th March 2026
Simone's avatar
Simone

Really good company, I'm completely happy with servi...

5
Really good company, I'm completely happy with service, interest is a little high tho.But it seems it's a average rate now,with all companies.So not really a down side,keep up the great work. Reviewed on: 27th March 2026
Craig C's avatar
Craig C

Credit card

5
Very good company never use them before but I was very impressed by how quickly they came to my attention thanks Reviewed on: 27th March 2026
Wayne P's avatar
Wayne P

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill