Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

The card is easy to use and theu kerp i...

The card is easy to use and theu kerp i updated Reviewed on: 20th April 2026

I had a loan and it was easy to apply and very helpful.

I had a loan and it was easy to apply and very helpful. Reviewed on: 20th April 2026

Very good customer service easy to navigate app

Very good customer service easy to navigate app Reviewed on: 20th April 2026

Always been an excellent service, communicative, no...

Always been an excellent service, communicative, no complaints Reviewed on: 20th April 2026

Amazing company

As long as you make your payments on time, they increase your credit limit, but always ask if thats what you want. The APP is easy to use. Reviewed on: 20th April 2026

Easy process

Quick and easy to apply and easy to use app. Reviewed on: 20th April 2026

Brilliant service, easy app .

Brilliant service, easy app .It's the only credit card i have know Reviewed on: 20th April 2026

It was very easy to apply for my credit card.

It was very easy to apply for my credit card. My limit has increased a few times already. The app is easy to use and keep on top of my spending. So would recommend 118118 to anyone looking for a credit card Reviewed on: 20th April 2026

It was all good I have yet to experience any kind of...

It was all good I have yet to experience any kind of problem Reviewed on: 20th April 2026

Had good experience but not had to phone them much...

Had good experience but not had to phone them much Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Credit Card
from American Express 3.58 from 127 reviews
Nectar Credit Card
from Sainsburys Bank 3.66 from 97 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub