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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3160 reviews)

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4.85

Based on 3,160 reviews, last reviewed 11th Apr 2026

184400% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

App really easy to use and easy to apply for and qui... App really easy to use and easy to apply for and quick response Reviewed on: 11th April 2026

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3160)

Never had a problem, perfect

Never had a problem,always helpful and there.ty Reviewed on: 27th March 2026

You get what it says is on the tin!

clear and descriptive information Reviewed on: 27th March 2026

A trustworthy company, gave me a chance to rebuild m...

A trustworthy company, gave me a chance to rebuild my credit and decorate my home Reviewed on: 27th March 2026

Been with 118 118 for years, still get charged a mon...

Been with 118 118 for years, still get charged a monthly fee of £ 8/12/ 15.???? Still no increase in my £250 limit which is demeaning, and its easy to go over limit. Just keep the account as I'm getting my credit rating repaired after the covid-19 and the sad loss of my wife to Breast Cancer in April 2022. This company is a sad, cheap absolutely "LOUZY." and iv re- branded it "" 1-1- 3rd rate." and I'm being very "Gentleman." and generous with 3rd- rate ......INCREASE MY CREDIT LIMIT YOU CHEAP- CHIPPIES." Dont worry I "PROMISE NIT TO LEAVE THE COUNTRY WITH A LITTLE INCREASE..... Reviewed on: 27th March 2026

Great customer service , very helpful and had no pro...

Great customer service , very helpful and had no problems Reviewed on: 27th March 2026

So far been very good.

So far been very good. Accepted all over the place. Repayments are no worse than anyone else. I would wholly recommend these guys for a great card service with easy to use App. Reviewed on: 27th March 2026

Excellent

Love my 118 credit card amazing customer service excellent card Reviewed on: 27th March 2026

Great help on the phone

Great help on the phone. Easy to use app Reviewed on: 27th March 2026

118 money has been quite good in their products and...

118 money has been quite good in their products and services however I feel interest charged is a bit high. Reviewed on: 27th March 2026

118 118 are great

I've been with 118 118 for a while now and ive never had a problem. Friendly customer service. Reviewed on: 27th March 2026

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