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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 3,170 reviews, last reviewed 11th Apr 2026
185400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love 118 amazing customer service I love 118 amazing customer service Reviewed on: 11th April 2026
Osman 's avatar
Osman

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (3170)

Easy application process.

5
Easy application process.. Value for money.. Reviewed on: 27th March 2026
Abhi's avatar
Abhi

Excellent service

5
It's an easy way to find assistance Reviewed on: 27th March 2026
Vicki H's avatar
Vicki H

Very responsive with any queries

5
Very responsive with any queries Reviewed on: 27th March 2026
ALI L's avatar
ALI L

So far so good, ok credit limit offered initially

5
So far so good, ok credit limit offered initially Reviewed on: 27th March 2026
Hayden's avatar
Hayden

Good credit card service.

4
Good credit card service. Appreciate if you decrease APR based on last year payback performance and not just credit history. I believe credit history may not reflect true borrowing power. Reviewed on: 27th March 2026
Adeel Afzal's avatar
Adeel Afzal

Excellent service and excellent quality

5
Excellent service and excellent quality Reviewed on: 27th March 2026
Mr R's avatar
Mr R

Not bad thing to have just struggling to get it back...

3
Not bad thing to have just struggling to get it back under control after spending to much Reviewed on: 27th March 2026
Darren B's avatar
Darren B

The credit card made a big difference

5
The credit card made a big difference and was so easy to apply for and use. Reviewed on: 27th March 2026
Paul Hatchman 's avatar
Paul Hatchman

You offered the cards when others refused.

5
You offered the cards when others refused. The credit limit is very low but it’s a start . Working on apple pay is a big bonus Reviewed on: 27th March 2026
Ian Heard's avatar
Ian Heard

Easy to use App.

5
Easy to use App. Reasonable rate. No pressure to increase, so you don't over spend more than you can afford. Reviewed on: 27th March 2026
Dawn R's avatar
Dawn R

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