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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Great experience with friendly staff

4
Great experience with friendly staff Reviewed on: 20th April 2026

In 5yrs never ever had any issues.

5
In 5yrs never ever had any issues. Reviewed on: 20th April 2026

Quick and easy to set up good offers

4
Quick and easy to set up good offers Reviewed on: 20th April 2026

A great credit card , very transparent .

5
A great credit card , very transparent . Easy to navigate . Great rates Reviewed on: 20th April 2026

Decent company

5
Been very easy not had to deal with customer services not had any issues Reviewed on: 20th April 2026

credit card

5
An all round good credit card, great app easy to use. Reviewed on: 20th April 2026

Excellent service never had an issue

5
Excellent service never had an issue Reviewed on: 20th April 2026

It is the best credit card for daily expenses and fi...

5
It is the best credit card for daily expenses and financial management Reviewed on: 20th April 2026

Random charges and fees.

1
Random charges and fees. I have 2 other cards with the same pay dates etc and this is the one I am have constant charges and fees. Reviewed on: 20th April 2026

I’m using their service from 118 long Time and reall...

5
I’m using their service from 118 long Time and really interesting. provided the highest amount limit for use for personal use and benefit Reviewed on: 20th April 2026

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