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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

No frills, no fuss, excellent service throughout.

No frills, no fuss, excellent service throughout. Reviewed on: 20th April 2026

Fantastic provider

Really good and easy to use app. Great credit limit to start with. Reviewed on: 20th April 2026

118 118 is very good credit card.

118 118 is very good credit card. Provide a excellent service and very good provider. Reviewed on: 20th April 2026

I have had no problems atall overall a great experie...

I have had no problems atall overall a great experience Reviewed on: 20th April 2026

App and customer service

I believe 118 money has a good app and customer service although i.believe the interest rate could be better Reviewed on: 20th April 2026

Quick sign up and easy, very easy to navigate app

Quick sign up and easy, very easy to navigate app Reviewed on: 20th April 2026

Very good from start to finish.

Very good from start to finish. Easy to apply and great customer service Reviewed on: 20th April 2026

Straightforward no issues as yet.

Straightforward no issues as yet. So that gets 5 stars Reviewed on: 20th April 2026

Very friendly and helpful staff, the Interest rates...

Very friendly and helpful staff, the Interest rates are good value also Reviewed on: 20th April 2026

I’ve never had any issues with 118.

I’ve never had any issues with 118. Happy with the service Reviewed on: 20th April 2026

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