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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Good service.

Good service. Good limit. Easy to use Reviewed on: 20th April 2026

Haven’t had any issues found everything very easy

Haven’t had any issues found everything very easy Reviewed on: 20th April 2026

very easy to use the app and all transactions are re...

very easy to use the app and all transactions are recorded straight away. Reviewed on: 20th April 2026

Great experience and customer service is second to n...

Great experience and customer service is second to none.. Reviewed on: 20th April 2026

APR is very high, would need a better rate

APR is very high, would need a better rate Reviewed on: 20th April 2026

Amazing customer service very quick and efficient se...

Amazing customer service very quick and efficient service Reviewed on: 20th April 2026

Great company to build credit with

I came across the 118 money credit card when looking for a way to build my credit score whilst not affecting me massively financially. I was offered a 250 limit which has positively impacted my credit score as I can pay it off in full every month. The customer service team are great and reliable. The only improvement I would make is that transactions take less time to appear on the app. Reviewed on: 20th April 2026

Every thing good and smooth had no issues and very p...

Every thing good and smooth had no issues and very pleased All seems organised and efficient very happy so far. Reviewed on: 20th April 2026

Brilliant card arrived quickly and easy to set up.

Brilliant card arrived quickly and easy to set up. Reviewed on: 20th April 2026

No problems easy to use and easy to pay

No problems easy to use and easy to pay Reviewed on: 20th April 2026

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