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118 118 Money: Credit card reviews

4.86
Based on 3,183 reviews, last reviewed 11th Apr 2026
186600% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 money keeps you informed about what's happening... 118 money keeps you informed about what's happening with your account and ofase Reviewed on: 11th April 2026
Lloyd S's avatar
Lloyd S

Latest lowest rating:

1

The application is poor and their policies are not s... The application is poor and their policies are not stable. Transfer to their account is always failure. Reviewed on: 11th April 2026
GODSTIME A's avatar
GODSTIME A

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3183)

Great service

5
Applying was really simple, lots of support from live chat and via email if I had any questions. The app is also really handy to use and kerps me on track with spending and payments Reviewed on: 28th March 2026

Easy to use.

5
Easy to use.Great customer service. Reviewed on: 28th March 2026

Excellent credit card.

5
Excellent credit card. Very easy to apply for with eligiblity determined before application. All terms and conditions clear and concise. Great customer support during the application and online account set up with all steps clearly explained and the offer of customer support if needed to explain things in more detail. The app is a brilliant way to mange the card, easy to navigate and clearly shows transactions and payments due with the option to make extra payments quickly and easily if required. All in all a great credit building card to help build up a positive credit report Reviewed on: 28th March 2026

Its been absolutely amazing and I have no complaints

5
Its been absolutely amazing and I have no complaints Reviewed on: 28th March 2026

Its very useful credit card.

5
Its very useful credit card. Every time helpful. Reviewed on: 28th March 2026

Fair- honest.

4
Fair- honest. I’m pleased with the service Reviewed on: 28th March 2026

I have a good experience when using the 118 app and...

5
I have a good experience when using the 118 app and when contacting 118 customer services. Reviewed on: 28th March 2026

You are always there to help and I’m so happy with t...

5
You are always there to help and I’m so happy with the credit you gave me and it’s easy to pay back and understand and I would recommend anyone in a difficult situation this card helps you and gets your credit up Reviewed on: 28th March 2026

Excellent card provider i settle ir monthly

5
Excellent card provider i settle ir monthly Reviewed on: 28th March 2026

Great communication without being intrusive.

5
Great communication without being intrusive. Great rates. Reviewed on: 28th March 2026

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