Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Easy application.

Easy application. Easy to add to Apple Pay and clear about monthly payments interest applied and what will be paid Reviewed on: 20th April 2026

Best Sub*****

Super leading power no Hassel money delivered in cash total amazement have"NT seen one before Reviewed on: 20th April 2026

Great card!

Great card! Never had any issues - very helpful customer service! Reviewed on: 20th April 2026

Have nothing bad to say about my product

Have nothing bad to say about my product Reviewed on: 20th April 2026

So so easy on the app it shows you how much your mon...

So so easy on the app it shows you how much your monthly payment is how much left on the card Reviewed on: 20th April 2026

So grateful to 118 118. Given a second chance!

I'm very happy with 118 118. After struggling through an IVA I thought I wouldn't be eligible for a credit card, but I was wrong. I've kept my account in good order and have had no issues. The customer service is fantastic and it's nice to know they are trusting to those deserving of a second chance. Reviewed on: 20th April 2026

Fantastic plenty of plenty of opportunities when I h...

Fantastic plenty of plenty of opportunities when I have ever had to ring amazing easy app to follow plenty of opportunities to build your credit All around a good Card Reviewed on: 20th April 2026

Great service brilliant customer service

Great service brilliant customer service Reviewed on: 20th April 2026

Interest is insane should be illegal

Interest is insane should be illegal Reviewed on: 20th April 2026

No hidden fees pay the same every month without bein...

No hidden fees pay the same every month without being penalised Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.78 from 2286 reviews
Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Initial Credit Card
from Barclaycard 3.60 from 122 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub