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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2662 reviews)

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4.86

Based on 2,662 reviews, last reviewed 8th Apr 2026

140900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent credit carfd This credit card is very convenient to use and doesn’t charge you very high and hidden interest rates like others does Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2662)

118 at my gate

Always keep me up to date with my balance and inform me of offers with easy to read emails. Reviewed on: 15th April 2025

Quick payment into my bank

Quick replying on my email quick update Reviewed on: 15th April 2025

Fantastic card and service, straightforward and simp...

Fantastic card and service, straightforward and simple to use. Payment options are perfect and no fuss. Great customer service and communication. A really fantastic card service and look forward to a great future with 118 118 Money. Excellent, a big thanks from me too you. Reviewed on: 15th April 2025

Very straightforward bank to deal helped in time of...

Very straightforward bank to deal helped in time of necessity would highly recommend Reviewed on: 15th April 2025

Good credit limit and good card for bad credit...

Good credit limit and good card for bad credit Reviewed on: 15th April 2025

Very good customer service when I telephone with a q...

Very good customer service when I telephone with a query Reviewed on: 15th April 2025

Perfect card for credit score building

I got a 188188 Money card to build my credit score. The application is easy, the card arrived quickly and the app is easy to use. You can clearly see your minimum payment and can pay in whenever from your app. It's easy to keep track of your expenses and your credit. My card did not work abroad but it might have been for protection against fraud that you cannot use it without advising of your movements. Overall it's a very good card for building credit score by keeping up with repayments. Reviewed on: 15th April 2025

increased my limit within first 3 months.

increased my limit within first 3 months.... made my happy Reviewed on: 15th April 2025

Easy app to understand and updated immediately.

Easy app to understand and updated immediately. Reviewed on: 15th April 2025

The platform both credit cards and loans were excell...

The platform both credit cards and loans were excellent Reviewed on: 15th April 2025

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