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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

The app is great and easy to use.

4
The app is great and easy to use. Followed by email notifications and the 118mate app which is great for money and budget insights. Reviewed on: 20th April 2026

Really easy to use and customer service is excellent

5
Really easy to use and customer service is excellent Reviewed on: 20th April 2026

Straight forward and well explained at each point.

5
Straight forward and well explained at each point. Shows clear information with regards to my account and what due. I would recommend anyone to gain an account with this company. I feel well supported when I need anything Reviewed on: 20th April 2026

Great service, never had any issues

5
Great service, never had any issues Reviewed on: 20th April 2026

Excellent efficient service and easy to use an appli...

5
Excellent efficient service and easy to use an application. Lots of good updates and clear understanding . Card arrived in good time . Reviewed on: 20th April 2026

Great communication and fair credit limit.

5
Great communication and fair credit limit. Easy to manage Reviewed on: 20th April 2026

Help me to check my spending money and also allow me...

5
Help me to check my spending money and also allow me to improve my credit score by setting up the direct debit Reviewed on: 20th April 2026

Swift sign up process, easy to use app

5
Swift sign up process, easy to use app Reviewed on: 20th April 2026

Very good provider, nice app, expensive credit but t...

5
Very good provider, nice app, expensive credit but to be expected Reviewed on: 20th April 2026

Good service, but the amount of credit card balance...

3
Good service, but the amount of credit card balance is very low Reviewed on: 20th April 2026

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