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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2661 reviews)

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4.86

Based on 2,661 reviews, last reviewed 8th Apr 2026

140800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

very good customer service quick resolution good communication Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2661)

Great card

Just good all round, value for money Reviewed on: 15th April 2025

Great service and concerns address very swiftly

Great service and concerns address very swiftly Reviewed on: 15th April 2025

Easy to use with the app,like how I can check my pin...

Easy to use with the app,like how I can check my pin , pay off my card on the app , look up purchases etc Reviewed on: 15th April 2025

The best

The best experience, the best card. easy to use Reviewed on: 15th April 2025

Nothing to tell - all dealings have been smooth

Nothing to tell - all dealings and transactions with 118 118 have been very smooth, transparent and without issues. Reviewed on: 15th April 2025

Very good & good castmer serves I like 118 118 card

Very good service. I recommend my families and friends Reviewed on: 15th April 2025

11811GREAT

Fab choice excellent sevice in bank quickly got loan and a credit card FANTASTIC .Quick fast and easy explaination was easy to follow on both the loan and card. Reviewed on: 15th April 2025

The card process is easy and they are speedy and hel...

The card process is easy and they are speedy and helpful. They are clear on the process and the application is easy to follow with great opportunity to increase your credit if you keep up the payment correctly.clear speedy helpful and supportive what more can you ask for . Reviewed on: 15th April 2025

Easy to use app and straightforward

Easy to use app and straightforward Reviewed on: 15th April 2025

Very helpful and easy to deal with.

Very helpful and easy to deal with. Reviewed on: 15th April 2025

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