Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Great service, never had any issues

5
Great service, never had any issues Reviewed on: 20th April 2026

Excellent efficient service and easy to use an appli...

5
Excellent efficient service and easy to use an application. Lots of good updates and clear understanding . Card arrived in good time . Reviewed on: 20th April 2026

Great communication and fair credit limit.

5
Great communication and fair credit limit. Easy to manage Reviewed on: 20th April 2026

Help me to check my spending money and also allow me...

5
Help me to check my spending money and also allow me to improve my credit score by setting up the direct debit Reviewed on: 20th April 2026

Swift sign up process, easy to use app

5
Swift sign up process, easy to use app Reviewed on: 20th April 2026

Very good provider, nice app, expensive credit but t...

5
Very good provider, nice app, expensive credit but to be expected Reviewed on: 20th April 2026

Good service, but the amount of credit card balance...

3
Good service, but the amount of credit card balance is very low Reviewed on: 20th April 2026

Excellent value good rate of service, would definit...

5
Excellent value good rate of service, would definitely recommend friends and family Reviewed on: 20th April 2026

Very simple to use app to manage the finances, custo...

5
Very simple to use app to manage the finances, customwr service was fantastic when i forgot my password Reviewed on: 20th April 2026

Very good

5
Made it very easy and fast and always keep you in touch Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products