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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,661 reviews, last reviewed 8th Apr 2026
140800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

very good customer service quick resolution good communication Reviewed on: 8th April 2026
amauri fernandes's avatar
amauri fernandes

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2661)

Open opinion but high interest rates Offers rewarded...

4
Open opinion but high interest rates Offers rewarded to sensible use of account Reviewed on: 15th April 2025
Ruth M's avatar
Ruth M

Helped me massively

5
At a time when no-one would help. These guys gave me a chance to improve my credit Reviewed on: 15th April 2025
Michelle farrell's avatar
Michelle farrell

Doing what others won’t

4
I overall am extremely happy with 118 118 and very grateful that they have trusted in me despite a poor credit score when no others have. They have helped me immensely. My only negatives are the customer service is extremely difficult to contact with extreme wait times and the cost of the borrowing, however, I knew this when I signed up, nothing was hidden and I am aware that the high interest rate is due to my credit score. Reviewed on: 15th April 2025
Em T's avatar
Em T

118 118 gave me opportunity to manage my credit and...

5
118 118 gave me opportunity to manage my credit and payments Reviewed on: 15th April 2025
Sharon G's avatar
Sharon G

All my family use 118118

5
Never had a problem and it so easy to use online Reviewed on: 15th April 2025
Levy Carvalho Nadyne's avatar
Levy Carvalho Nadyne

The best credit card ever, it’s so easy to apply and...

5
The best credit card ever, it’s so easy to apply and the offers, balance transfer options top notch. Credit limit and interest all reasonable. Recommend this credit card anyday. Reviewed on: 15th April 2025
Krs S's avatar
Krs S

A very good app and quite easy to navigate

5
A very good app and quite easy to navigate Reviewed on: 15th April 2025
Soupdragon's avatar
Soupdragon

It’s been great never had a problem

5
It’s been great never had a problem Reviewed on: 15th April 2025
Gary w's avatar
Gary w

Nice peoplemr to talk too on the phone if need too.

5
Nice people to talk too on the phone if need too. Reviewed on: 15th April 2025
Christopher's avatar
Christopher

The best in the world

5
The best credit card with low fees and high bonus. The whole process is very quick and easy. Reviewed on: 15th April 2025
Anna's avatar
Anna

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