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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent value good rate of service, would definit...

5
Excellent value good rate of service, would definitely recommend friends and family Reviewed on: 20th April 2026

Very simple to use app to manage the finances, custo...

5
Very simple to use app to manage the finances, customwr service was fantastic when i forgot my password Reviewed on: 20th April 2026

Very good

5
Made it very easy and fast and always keep you in touch Reviewed on: 20th April 2026

Can't complain, they've made it much easier in my jo...

4
Can't complain, they've made it much easier in my journey to rebuild my credit Reviewed on: 20th April 2026

Very reliable company if customer have genuinely in...

5
Very reliable company if customer have genuinely in problem they help in repayment and very supportive customer service Reviewed on: 20th April 2026

Best Credit Card Company!!

5
I've been a customer for a few years now. Customer service is second to none, they are very friendly and always helpful. Any issues are resolved in a timely manner. Reviewed on: 20th April 2026

Never had a issue with 118 credit card everything is...

5
Never had a issue with 118 credit card everything is spot on very easy to use and understand - app is very easy to get around too and use Reviewed on: 20th April 2026

Simple easy to manage easy view statements and good...

5
Simple easy to manage easy view statements and good credit increases Reviewed on: 20th April 2026

easy to use good experience overall

5
easy to use good experience overall Reviewed on: 20th April 2026

Cause I’m already across Morris and I’ll have a good...

5
Cause I’m already across Morris and I’ll have a good service Reviewed on: 20th April 2026

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