Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2659 reviews)

View other 118 118 Money products

4.86

Based on 2,659 reviews, last reviewed 8th Apr 2026

140700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2659)

Brilliant company, great app that’s easy enough to u...

Brilliant company, great app that’s easy enough to use, couldn’t fault their services they provide and I plan to keep on using their services for a long time to come! Reviewed on: 15th April 2025

Perfect, easy, no hassle service

Overall, excellent service, easy to use website to keep track of your account. Would definitely recommend Reviewed on: 15th April 2025

Smooth and straight forward process.

Smooth and straight forward process. Reviewed on: 15th April 2025

118 have been great from the start they gave me a ch...

118 have been great from the start they gave me a chance to have a credit card ..with no pressure..and are also supportive..and great to deal with Reviewed on: 15th April 2025

Fast response and great service easy to apply for an...

Fast response and great service easy to apply for and affordable Reviewed on: 15th April 2025

Spectacular Service

It has been great to know that 118118 has my back in all the extra needs I get on my day to day hectic life. 118118 has always considered my specific needs even to increase what I already got and their instalments are not stressful at all. Reviewed on: 15th April 2025

Very easy application stress free !

Very easy application stress free ! Reviewed on: 15th April 2025

Helped when no-one else would.

Helped when no-one else would. So far s good company to deal with. Reviewed on: 15th April 2025

Took a loan out and it was in my account in an hour...

Took a loan out and it was in my account in an hour fantastic service Reviewed on: 15th April 2025

I was an amazing experience thoroughly with 118 118...

I was an amazing experience thoroughly with 118 118 Money. Excellent service, good credit providers, they give your feedback a great value. Much welcomed customer service staff as well. Respects customers. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 2807 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub