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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Can't complain, they've made it much easier in my jo...

4
Can't complain, they've made it much easier in my journey to rebuild my credit Reviewed on: 20th April 2026

Very reliable company if customer have genuinely in...

5
Very reliable company if customer have genuinely in problem they help in repayment and very supportive customer service Reviewed on: 20th April 2026

Best Credit Card Company!!

5
I've been a customer for a few years now. Customer service is second to none, they are very friendly and always helpful. Any issues are resolved in a timely manner. Reviewed on: 20th April 2026

Never had a issue with 118 credit card everything is...

5
Never had a issue with 118 credit card everything is spot on very easy to use and understand - app is very easy to get around too and use Reviewed on: 20th April 2026

Simple easy to manage easy view statements and good...

5
Simple easy to manage easy view statements and good credit increases Reviewed on: 20th April 2026

easy to use good experience overall

5
easy to use good experience overall Reviewed on: 20th April 2026

Cause I’m already across Morris and I’ll have a good...

5
Cause I’m already across Morris and I’ll have a good service Reviewed on: 20th April 2026

Easy to use and keep track of no issues if need cust...

5
Easy to use and keep track of no issues if need customer service Reviewed on: 20th April 2026

The The perfect credit card.

5
The perfect credit card for those who pay on time, everything is simple and clear. Reviewed on: 20th April 2026

Best credit card service I have ever had!

5
Best credit card service I have ever had! Reviewed on: 20th April 2026

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