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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Syed Zaidi

Excellent service provided by 118118 and the app is also user friendly easy to manage. Highly recommended. Reviewed on: 20th April 2026

Very good card very helps people and coustmers service

Very good card very helps people and coustmers service Reviewed on: 20th April 2026

Had my card for quite a few years and had no issues,...

Had my card for quite a few years and had no issues, great to deal with and then app is good. Reviewed on: 20th April 2026

Fantastic, easy to use, understand, and manage

Fantastic, easy to apply, easy to use and understand APP. Reviewed on: 20th April 2026

It is a good starting block for poor credit history...

It is a good starting block for poor credit history Reviewed on: 20th April 2026

Good service always clearly explained

Good service always clearly explained Reviewed on: 20th April 2026

The app is easy to use, the payments are allocated q...

The app is easy to use, the payments are allocated quickly, and the information is clear and straighforward Reviewed on: 20th April 2026

Would definitely recommend!!

Since joining 118 they’ve been absolutely phenomenal in terms of customer service and information altogether. Anytime I’ve needed to get hold of someone it’s been extremely easy as well as efficient to get through to a member of staff who are very pleasant and helpful overall. Direct debits are always taken out on the date shown within the app and I’ve never had to worry about a thing. Overall 10/10 since joining this company/family and have also recommended many friends and family who have been accepted too. Reviewed on: 20th April 2026

Great credit card, helped me get back on track!

Great credit card, helped me get back on track! Reviewed on: 20th April 2026

Great company - Have had no issues with them.

Great company - Have had no issues with them. My credit wasn’t the best, yet they gave me a chance and now my score is higher. Thank you Reviewed on: 20th April 2026

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