Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

App is excellent quick and easy to use!

App is excellent quick and easy to use! Reviewed on: 20th April 2026

It’s been amazing so easy from start to finish

It’s been amazing so easy from start to finish Reviewed on: 20th April 2026

everything perfect from start till now, nothing to c...

everything perfect from start till now, nothing to complain about. Reviewed on: 20th April 2026

Good for my personal use ie the amount of time I wil...

Good for my personal use ie the amount of time I will use it Reviewed on: 20th April 2026

Easy and quick to apply

They have been very prompt and easy to apply and straight forward and enjoy the app - easy to navigate Reviewed on: 20th April 2026

Never had an issue clean understandable app, no issu...

Never had an issue clean understandable app, no issue credit card. Reviewed on: 20th April 2026

Easy to use and keep under control

Easy to use and keep under control Reviewed on: 20th April 2026

Syed Zaidi

Excellent service provided by 118118 and the app is also user friendly easy to manage. Highly recommended. Reviewed on: 20th April 2026

Very good card very helps people and coustmers service

Very good card very helps people and coustmers service Reviewed on: 20th April 2026

Had my card for quite a few years and had no issues,...

Had my card for quite a few years and had no issues, great to deal with and then app is good. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
All in One Credit Card
from Santander 4.39 from 24 reviews
Black Diamond Visa
from Vanquis 4.22 from 10 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub