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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2659 reviews)

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4.86

Based on 2,659 reviews, last reviewed 8th Apr 2026

140700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2659)

It's been a great experience.

It's been a great experience from the initial application to using the card on a monthly basis. The app is easy to use and I'd recommend the card to others. Reviewed on: 15th April 2025

Love the way you keep your updated information.

Love the way you keep your updated information. Reviewed on: 15th April 2025

Quick and smooth application.

Quick and smooth application. informed of information and kept updated Reviewed on: 15th April 2025

Easy usage.

Easy usage. App is straight forward. No issues with service. Reviewed on: 15th April 2025

Great service no complaints.

Great service no complaints. Would recommend Reviewed on: 15th April 2025

You keep offering me a loan on the app and then page...

You keep offering me a loan on the app and then page closed when I click so tried to speak to someone on app but got a bot who would not connect me to an agent Reviewed on: 15th April 2025

I had a lot of problems with other companies if I ev...

I had a lot of problems with other companies if I ever had an issue. However 118 118 have never had any issues with any requests or support I need. Reviewed on: 15th April 2025

Fantastic customer service, updates are great

Fantastic customer service, updates are great Reviewed on: 15th April 2025

Easy site to navigate quick process to join well inf...

Easy site to navigate quick process to join well informed site does as it says on the tin Reviewed on: 15th April 2025

Fantastic Service

My experience from day one has been absolutely incredible, 118 has been very helpful with everything they explain everything in detail, everything is never to much trouble. They are just brilliant. Reviewed on: 15th April 2025

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