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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2659 reviews)

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4.86

Based on 2,659 reviews, last reviewed 8th Apr 2026

140700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2659)

Amazing and easy card provider, helpful

Amazing and easy card provider, helpful Reviewed on: 15th April 2025

118 money always at hand

118 money have been there for me in times of need whether it be for a personal loan or for a credit card. They don't allow me to over commit myself financially. I appreciate 118 118 help and will not hesitate to use or recommend in the future Reviewed on: 15th April 2025

Gave me a chance when others wouldn’t

Gave me a chance when others wouldn’t Reviewed on: 15th April 2025

Brilliant organisatio, friendly and efficient, relia...

Brilliant organisatio, friendly and efficient, reliable and supportive. Thank you 118 Reviewed on: 15th April 2025

Great card with reasonable rates.

Great card with reasonable rates. Fab offers once you are established with them. Would recommend. Reviewed on: 15th April 2025

It's fabulous

It's fabulous, should improve the application Reviewed on: 15th April 2025

Fraud over transactions

Had some transactions not recognised and my card was blocked and the process with 118 over this matter was very smooth to cancel card order new one etc Reviewed on: 15th April 2025

Never any problems with this card provider

Never any problems with this card provider Reviewed on: 15th April 2025

I have got credit card with 118 118 never had an iss...

I have got credit card with 118 118 never had an issue great service Reviewed on: 15th April 2025

Excellent service easy helped a lot

Excellent service easy helped a lot Reviewed on: 15th April 2025

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