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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Very helpful easy to use would recommend to everyone

Very helpful easy to use would recommend to everyone Reviewed on: 20th April 2026

Thanks 118

Easy to use app, good customer support and good value. 118 are a great provider. Reviewed on: 20th April 2026

High interest rates and high minimum payments.

High interest rates and high minimum payments. The high minimum payments would be OK if they made a dent in getting the balance down but the high interest prevents this. Also offered a credit increase but it was redacted for no reason as I have never missed a payment and make extra payments when I can. Reviewed on: 20th April 2026

I am very satisfied.

I am very satisfied.. I can pay anywhere and anytime.. the application as you always keep up to date Reviewed on: 20th April 2026

Excellent experience keep up guys

Excellent experience keep up guys Reviewed on: 20th April 2026

Very good card straight forward and easy to understand.

Very good card straight forward and easy to understand. Good rate and app easy to use Reviewed on: 20th April 2026

Very helpfulful, easy to use app

Very helpfulful, easy to use app Reviewed on: 20th April 2026

Love the app it’s helpful and friendly and always ke...

Love the app it’s helpful and friendly and always keeps you updated with your usage Reviewed on: 20th April 2026

Good service

Never had any problems. They are always there to help. Reviewed on: 20th April 2026

It’s nice to have that support but the interest paym...

It’s nice to have that support but the interest payments cripple you if you could lower the apr it would heal it better Reviewed on: 20th April 2026

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