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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,659 reviews, last reviewed 8th Apr 2026
140700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026
Nadia Pimentel's avatar
Nadia Pimentel

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2659)

My experience has been nothing but excellent with th...

5
My experience has been nothing but excellent with the app and using my card , there has never been a single issue Reviewed on: 15th April 2025
Trevor Hull's avatar
Trevor Hull

Never had a problem always easy to communicate with

5
Never had a problem always easy to communicate with Reviewed on: 15th April 2025
Pammie Sawyer's avatar
Pammie Sawyer

Been a credit card holder for a good few years now a...

5
Been a credit card holder for a good few years now and never had any problems, very easy to manage my account with thier app Reviewed on: 15th April 2025
Nigel Bellmore's avatar
Nigel Bellmore

Easy as 118.

5
Signed and approved easily , easy to use app. Reviewed on: 15th April 2025
Wayne Hurst's avatar
Wayne Hurst

Reliable informative always keeping you updated

5
Reliable informative always keeping you updated Reviewed on: 15th April 2025
Sam's avatar
Sam

Excellent Service

5
I’ve been with 118 118 money for a good while and have no complaints. My only gripe is they don’t do Apple Pay. I like everything in my Apple Wallet rather than a physical card. Aside of that very good service. Reviewed on: 15th April 2025
Adrian W's avatar
Adrian W

Brilliant provider

5
So easy to manage, no hidden fees, friendly team Reviewed on: 15th April 2025
Jemma 's avatar
Jemma

Excellent customer service, transparent, honest an...

4
Excellent customer service, transparent, honest and easy to use, good security too Reviewed on: 15th April 2025
Marina Morey's avatar
Marina Morey

Very good credit card

5
Very happy with service received Reviewed on: 15th April 2025
Claire w's avatar
Claire w

Easy to apply

5
Easy to apply for a loan or a credit card the customer service is very good, no problems applying online Reviewed on: 15th April 2025
Alex's avatar
Alex

Review 118 118 Money: Credit card now

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