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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great customer service

Great customer service , easy to navigate around the App Reviewed on: 20th April 2026

Rates of credit cards

It's a good credit card however it is little expensive rates Reviewed on: 20th April 2026

Very good and helpful whenever you need assistance

Very good and helpful whenever you need assistance Reviewed on: 20th April 2026

I’ve had a positive experience with 118 no issues

I’ve had a positive experience with 118 no issues Reviewed on: 20th April 2026

I think the app is very easy to use never had any pr...

I think the app is very easy to use never had any problems Reviewed on: 20th April 2026

I applied for the card with in 5 minutes all complet...

I applied for the card with in 5 minutes all completed brilliant Reviewed on: 20th April 2026

Excellent in every way highly recommend to anyone, e...

Excellent in every way highly recommend to anyone, easy to set up and great app. Reviewed on: 20th April 2026

Very helpful easy to use would recommend to everyone

Very helpful easy to use would recommend to everyone Reviewed on: 20th April 2026

Thanks 118

Easy to use app, good customer support and good value. 118 are a great provider. Reviewed on: 20th April 2026

High interest rates and high minimum payments.

High interest rates and high minimum payments. The high minimum payments would be OK if they made a dent in getting the balance down but the high interest prevents this. Also offered a credit increase but it was redacted for no reason as I have never missed a payment and make extra payments when I can. Reviewed on: 20th April 2026

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