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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2658 reviews)

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4.86

Based on 2,658 reviews, last reviewed 7th Apr 2026

140600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to access online and easy to use and navigate Easy to access online and easy to use and navigate Reviewed on: 7th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2658)

Always very helpful.

Always very helpful. Always there for you to talk to Reviewed on: 15th April 2025

Excellent service both with the loan and card servic...

Excellent service both with the loan and card service so no complaints Reviewed on: 15th April 2025

Very good company always helpful if need to call

Very good company always helpful if need to call Reviewed on: 15th April 2025

Everything is in the app that answers all questions...

Everything is in the app that answers all questions have had no problems at all Reviewed on: 15th April 2025

Customer service

Alway been good customer bservic and helpful Reviewed on: 15th April 2025

Ok but high interest

The card is good the credit limit is good but you are ripping me off with interest charged unfair Reviewed on: 15th April 2025

Its very helpfull to take Even credit card and loan...

Its very helpfull to take Even credit card and loan from 11818. Thank you so much Reviewed on: 15th April 2025

Great service

Great service and very easy to use Reviewed on: 15th April 2025

All good

Easily application good credit limit, app easy to use Reviewed on: 15th April 2025

Great experience every time.

Great experience every time. Never had any issues . Always up front and give accurate information Reviewed on: 15th April 2025

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