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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
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Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Gratitude.

5
I and my family were going through a rough patch, Financially and 118 118 Money literally came to the rescue. We are where we are right now because of them. Thank you so much. & many thanks to the team behind the scenes. Reviewed on: 20th April 2026

Fast an friendly easy to navegate

5
Fast an friendly easy to navegate Reviewed on: 20th April 2026

They customer care are always useful and helpful

5
They customer care are always useful and helpful Reviewed on: 20th April 2026

down and out

5
when everything was down and out, i needed the money then 118 came along and everything went A-ok! Reviewed on: 20th April 2026

This card is amazing shows everythin you need to kn...

5
This card is amazing shows everything you need to know .definitely recommend it Reviewed on: 20th April 2026

Very good services good communication worth sharing

4
Very good services good communication worth sharing Reviewed on: 20th April 2026

118 always there when needed.

5
118 always there when needed. They have helped immensely when 8 have been short of funds Reviewed on: 20th April 2026

Helped me with a loan to secure a house for my family.

5
They have been amazing, helped me out with a loan for when I needed extra money to move out and have a home for my family. They also ask you if you want a credit bump up instead of just doing it themselves which most credit cards do and causes so much issues financially. Reviewed on: 20th April 2026

Excellent card provider.

5
Excellent card provider. Never had any issues. Reviewed on: 20th April 2026

Card and loan, always there when I need them and I’m...

5
Card and loan, always there when I need them and I’m always informed when payments are due and how I’m doing on my spending Reviewed on: 20th April 2026

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