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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2646 reviews)

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4.86

Based on 2,646 reviews, last reviewed 6th Apr 2026

139400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent way to build your credit score helpful sta... Excellent way to build your credit score helpful staff always on call Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2646)

It has helped me to improve my credit score

It has helped me to improve my credit score Reviewed on: 15th April 2025

bumped the apr up to 50%, i would never have conside...

bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

Always helpful.

Always helpful. No pressure to increase credit limit etc, allows me to stay in control. I am always kept up to date with all information I need. The app is good as it shows exactly where your balance is, when a payment is due. Reviewed on: 15th April 2025

Had great experiences with all services from 118 118.

Had great experiences with all services from 118 118. App is so easy to use and the services they provide are great Reviewed on: 15th April 2025

Very good

Very easy to use app very good no hidden costs Reviewed on: 15th April 2025

Easy application quick and fast response.

Easy application quick and fast response. Easy to use all tools on the app. I’d say the easiest credit card I’ve ever had! Reviewed on: 15th April 2025

I have had no problems with 118 money

I have had no problems with 118 money Reviewed on: 15th April 2025

Hace been very helpful is good to.

Hace been very helpful is good to. Rebuild your credit score Reviewed on: 15th April 2025

Very nice and good service excellent customer service

Very nice and good service excellent customer service Reviewed on: 15th April 2025

Superb card all time and very reasonable interest rate

Superb card all time and very reasonable interest rate Reviewed on: 15th April 2025

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