Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

down and out

5
when everything was down and out, i needed the money then 118 came along and everything went A-ok! Reviewed on: 20th April 2026

This card is amazing shows everythin you need to kn...

5
This card is amazing shows everything you need to know .definitely recommend it Reviewed on: 20th April 2026

Very good services good communication worth sharing

4
Very good services good communication worth sharing Reviewed on: 20th April 2026

118 always there when needed.

5
118 always there when needed. They have helped immensely when 8 have been short of funds Reviewed on: 20th April 2026

Helped me with a loan to secure a house for my family.

5
They have been amazing, helped me out with a loan for when I needed extra money to move out and have a home for my family. They also ask you if you want a credit bump up instead of just doing it themselves which most credit cards do and causes so much issues financially. Reviewed on: 20th April 2026

Excellent card provider.

5
Excellent card provider. Never had any issues. Reviewed on: 20th April 2026

Card and loan, always there when I need them and I’m...

5
Card and loan, always there when I need them and I’m always informed when payments are due and how I’m doing on my spending Reviewed on: 20th April 2026

Excellent service, very happy, would highly recommend

5
Excellent service, very happy, would highly recommend Reviewed on: 20th April 2026

Easy to deal with

5
Found 118118 easy to deal with. Always available. Reviewed on: 20th April 2026

Great starter Card

5
Being honest, I loved the Card as a previous bankrupt, it was good to have been given another chance. They helped me do that when I had very little other options. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products