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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent service, very happy, would highly recommend

Excellent service, very happy, would highly recommend Reviewed on: 20th April 2026

Easy to deal with

Found 118118 easy to deal with. Always available. Reviewed on: 20th April 2026

Great starter Card

Being honest, I loved the Card as a previous bankrupt, it was good to have been given another chance. They helped me do that when I had very little other options. Reviewed on: 20th April 2026

Great company

Easy to use app. Simple lay out and easy to follow schedule. Would recommend to anyone that has poor credit history Reviewed on: 20th April 2026

I am happy with their product and services

I am happy with their product and services Reviewed on: 20th April 2026

Really good service.

Really good service. The app is really easy to navigate and any help needed is provided. There are other aspects of the app that make understanding finances easier. Reviewed on: 20th April 2026

It was great experienced, good assisting and support...

It was great experienced, good assisting and supporting staff from customer services am enjoying both the credit card and Happy with my loan too. Helpful i will be able to upgrade my loan soon. Reviewed on: 20th April 2026

Everything a customer needs.

Simple, easy, more than satisfied with the product, service & customer communication given. Everything a customer needs. Reviewed on: 20th April 2026

I had moved back to the UK from Canada and was strug...

I had moved back to the UK from Canada and was struggling to kickstart my credit rating again here stated 8 years away from the UK and my good rating both previously in the UK, and subsequently in Canada meaning nothing. I am grateful for 118119 giving me a credit card albeit the interest rate is very high. Reviewed on: 20th April 2026

Really good the best credit card I’ve had

Really good the best credit card I’ve had Reviewed on: 20th April 2026

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