Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Great company

Easy to use app. Simple lay out and easy to follow schedule. Would recommend to anyone that has poor credit history Reviewed on: 20th April 2026

I am happy with their product and services

I am happy with their product and services Reviewed on: 20th April 2026

Really good service.

Really good service. The app is really easy to navigate and any help needed is provided. There are other aspects of the app that make understanding finances easier. Reviewed on: 20th April 2026

It was great experienced, good assisting and support...

It was great experienced, good assisting and supporting staff from customer services am enjoying both the credit card and Happy with my loan too. Helpful i will be able to upgrade my loan soon. Reviewed on: 20th April 2026

Everything a customer needs.

Simple, easy, more than satisfied with the product, service & customer communication given. Everything a customer needs. Reviewed on: 20th April 2026

I had moved back to the UK from Canada and was strug...

I had moved back to the UK from Canada and was struggling to kickstart my credit rating again here stated 8 years away from the UK and my good rating both previously in the UK, and subsequently in Canada meaning nothing. I am grateful for 118119 giving me a credit card albeit the interest rate is very high. Reviewed on: 20th April 2026

Really good the best credit card I’ve had

Really good the best credit card I’ve had Reviewed on: 20th April 2026

It’s a good company but they could be a bit lower on...

It’s a good company but they could be a bit lower on interest on the card, the loans are brilliant because I know how it works because it’s clearly pointed out Reviewed on: 20th April 2026

The customer service is useless they have blocked my...

The customer service is useless they have blocked my card. Reviewed on: 20th April 2026

Easy to access and good app functions

Easy to access and good app functions Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.07 from 93 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub