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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

It’s a good company but they could be a bit lower on...

5
It’s a good company but they could be a bit lower on interest on the card, the loans are brilliant because I know how it works because it’s clearly pointed out Reviewed on: 20th April 2026

The customer service is useless they have blocked my...

5
The customer service is useless they have blocked my card. Reviewed on: 20th April 2026

Easy to access and good app functions

5
Easy to access and good app functions Reviewed on: 20th April 2026

Really good bank with Amazing credit limit and easy...

5
Really good bank with Amazing credit limit and easy to navigate through. Reviewed on: 20th April 2026

Great information letting me know and helping me kee...

5
Great information letting me know and helping me keep up to date Reviewed on: 20th April 2026

Great company easy to use.

5
Great company easy to use. and offers me a great loan Reviewed on: 20th April 2026

Very seamless experience, app is easy to navigate.

4
Very seamless experience, app is easy to navigate. The only negative is the high interest rate. Reviewed on: 20th April 2026

Very helpful when needed.

5
Very helpful when needed. Suitable credit limit to begin with, only nitpick is the transactions take a while to show on the statement Reviewed on: 20th April 2026

Very good customer service.

5
Very good customer service. And fees are very fair. Reviewed on: 20th April 2026

Excellent

5
No problems . . App very good . . Reviewed on: 20th April 2026

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