Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

Brilliant service good communication and explained...

5
Brilliant service good communication and explained so easy to understand Reviewed on: 20th April 2026

Gread experience how to handle money

5
Gread experience to handle money Reviewed on: 20th April 2026

Quick and easy to set up and get a decision, I was u...

5
Quick and easy to set up and get a decision, I was using the card the same day. Only negative is how slowly your spending updates on the app. Reviewed on: 20th April 2026

Good experience getting card and with customer servi...

5
Good experience getting card and with customer service if had any issues also with increased limits Reviewed on: 20th April 2026

They have been great.

5
They have been great. Communicative and easy to get hold of. Reviewed on: 20th April 2026

Very convenient and help full customer service.

5
Very convenient and help full customer service. Reviewed on: 20th April 2026

Great services, professionals.

5
Great services, professionals. Used it for long time, 100% recommended Reviewed on: 20th April 2026

Very easy and straightforward so far

5
Very easy and straightforward so far Reviewed on: 20th April 2026

Great from the very start.

5
Great from the very start. All very clear, easy to use. Good communication. Reviewed on: 20th April 2026

Very easy to use app and service

5
Very easy to use app and service Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products