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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Apart from having the highest interest rate I still...

Apart from having the highest interest rate I still recommend them as easy to manage and process as long as you pay back what is owed they don’t mither you and Ofer more if you keep up with payments Reviewed on: 15th April 2025

Easy to use, have had credit increase already, had a...

Easy to use, have had credit increase already, had a loan as well. Reviewed on: 15th April 2025

Very good financial product provider

Very quick aproval process and bargain offers after proper card management time Reviewed on: 15th April 2025

Brilliant sevice no issues so far so good

Brilliant sevice no issues so far so good Reviewed on: 15th April 2025

Never had a bother with this company .

Never had a bother with this company . I’ve always laid on time and if anything has been wrong been sorted asap Reviewed on: 15th April 2025

Money managing master(MMM)

I am very happy with card and easily managing my money. Thank you Reviewed on: 15th April 2025

Very well informed on just about anything that is ha...

Very well informed on just about anything that is happening from payment dates to limit increases to how to avoid scams. How to protect yourself online just about anything you can think of Reviewed on: 15th April 2025

Low interest rates.

Low interest rates. Easy to apply for. Reviewed on: 15th April 2025

When I’m need money they help me quick

When I’m need money they help me quick Reviewed on: 15th April 2025

From the start to the finish it’s been amazing

From the start to the finish it’s been amazing Reviewed on: 15th April 2025

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