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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Simplified functionality

App with very simplified yet has a full range of functionality Reviewed on: 20th April 2026

Great credit card and great customer service

Great credit card and great customer service Reviewed on: 20th April 2026

Excellent customer service , Great card

Excellent customer service , Great card Reviewed on: 20th April 2026

The app is so simple to use

The app is so simple to use and makes it easy to keep track Reviewed on: 20th April 2026

The set up process was quick and easy, the app is si...

The set up process was quick and easy, the app is simple to use Reviewed on: 20th April 2026

Always impressed with the service

Always impressed with the service Reviewed on: 20th April 2026

Easy and clear app to use.

Easy and clear app to use. Good communication and responsive to any questions. Reviewed on: 20th April 2026

Always willingtohelp very polite on phone

Always willingtohelp very polite on phone Reviewed on: 20th April 2026

Easy to apply for, quick to set up and the app is gr...

Easy to apply for, quick to set up and the app is great. The bot chat is really helpful and I found the whole experience of getting a new credit card, navigating the site and app and emails simple and easy to do. Reviewed on: 20th April 2026

Experience is good

All good . I don’t like the app though. The app is terrible. Fix the app and that will make the experience better. Also there is a language barrier when you ring through . Increasing credit limits would be good as well. …………………… increase my credit limit please …. Reviewed on: 20th April 2026

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