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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Wonderful.

Wonderful....appreciate opportunity get to know that I can count on you tank you so much Reviewed on: 15th April 2025

Ok, like the fixed fee per month

Ok, like the fixed fee per month Reviewed on: 15th April 2025

Very good company to get cash from

Very good company to get cash from Reviewed on: 15th April 2025

Very easy managed and approachable

Very easy managed and approachable Reviewed on: 15th April 2025

excellent company

excellent company never had any problems with them. Reviewed on: 15th April 2025

118 118 Superb

I had a positive experience with 118 118 when I applied for a loan. The service was clear and straightforward, with no complications during the application process. The monthly repayments are also affordable. Reviewed on: 15th April 2025

Good service and value

Good service easy to apply and good value Reviewed on: 15th April 2025

Excellent experience.

Excellent experience. always when i have contacted 118 118 Money. I strongly recommend this service. Reviewed on: 15th April 2025

So very nearly 5*.

So very nearly 5*. If it wasn't for the fact that keep trying to push a loan rather than say offering that or a card increase as an option. A loan is a bigger debt and might not be needed, but a small Increase in limit would be more useful.Other than that I've always found this company helpful, accomodating, polite and easy to work with. Everything easy and clear. App works great, never had a problem with it crashing unlike some others and it's easy to navigate. All in all great service and so very nearly 5* Reviewed on: 15th April 2025

Not on Apple Pay/Wallet, interest rates are high

Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025

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