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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Easy application, reasonable amount

Easy application, reasonable amount Reviewed on: 20th April 2026

Best creMe Shani

Best credit card service and good rate Reviewed on: 20th April 2026

Easy to use, supportive and clear

Easy to use, supportive and clear Reviewed on: 20th April 2026

It was easy to get approved and get the card.

It was easy to get approved and get the card. Reviewed on: 20th April 2026

I've been working with 118 money for a few years and...

I've been working with 118 money for a few years and I'm very happy. Congratulations to those involved. Reviewed on: 20th April 2026

EXCELLENT CUSTOMER SERVICE FRIENDY STAFF

EXCELLENT CUSTOMER SERVICE FRIENDY STAFF Reviewed on: 20th April 2026

he credit card performed well when I needed it most.

he credit card performed well when I needed it most. It served its purpose effectively and provided good value for me. Overall, I’m satisfied with how it supported my financial needs at the time. Reviewed on: 20th April 2026

It’s good overall, but the intrest rates are quite h...

It’s good overall, but the intrest rates are quite high. My experience was positive - the quality was there and everything worked as expected with no real issues. However, the pricing feels expensive compared to similar options, which does make it harder to justify using it regularly. Reviewed on: 20th April 2026

Great card

They are always very helpful and only increase my credit limit if it is affordable for me. The app is easy to use. Reviewed on: 20th April 2026

Fantastic credit card!

Fantastic credit card! First one I’ve had. They read out the terms & conditions and guided me through the whole process very professionally. I wouldn’t get a card with anybody else! Customer service is spot on & security measures on your card are brilliant. They are truly an amazing company to be with. I’ve also built my credit score! There is an app that also helps you with your money and finances which comes in really handy! Thankyou for having me :) Reviewed on: 20th April 2026

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