Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Would recommend

Really good company, easy to talk to customer service too. Reviewed on: 20th April 2026

good app

From start to finish easy to apply and good apps to manage account Reviewed on: 20th April 2026

118 118 money credit card

My the customer service team were friendly and helpful Reviewed on: 20th April 2026

Good experience, I liked .

Good experience, I liked . I use very quick and simple Reviewed on: 20th April 2026

Excellent company very helpful customer service woul...

Excellent company very helpful customer service would highly recommend to anyone wanting a credit card Reviewed on: 20th April 2026

I have had no issues with 118 and all good.

I have had no issues with 118 and all good. I have had an issue with a payment and they sorted it out straight away with good customer service. Reviewed on: 20th April 2026

Easy to use increase in limit good customer service

Easy to use increase in limit good customer service Reviewed on: 20th April 2026

Great company that also provides peace of mind

Great company that provides a great credit experience when using so credit where credit is due I can not fault them Reviewed on: 20th April 2026

Brilliant for credit building.

Brilliant for credit building. Very easy to use. Excellent credit Reviewed on: 20th April 2026

Amazing help

Always help when needed good pay back prices to Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.10 from 19 reviews
Credit card
from first direct 3.88 from 26 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4603 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub