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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2640 reviews)

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4.86

Based on 2,640 reviews, last reviewed 5th Apr 2026

138800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great credit card Easy to use app. Fair fees and interest Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2640)

The 118 118 credit card and loan services are exempl...

The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

A very good company great communication. Reviewed on: 15th April 2025

Five star!

Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

Very good experience with 118 118, I applied for cre...

Very good experience with 118 118, I applied for credit and didn’t have a problem it was granted to me immediately just when I needed help. Reviewed on: 15th April 2025

Brilliant

Nothing but great experiences, very happy to recommend Reviewed on: 15th April 2025

Only use my card for regular purchase not had any pr...

Only use my card for regular purchase not had any problems yet Reviewed on: 15th April 2025

Good fast customer service and easy to apply for and...

Good fast customer service and easy to apply for and use app Reviewed on: 15th April 2025

Ease of use and fast response good value

Ease of use and fast response good value Reviewed on: 15th April 2025

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