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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2639 reviews)

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4.86

Based on 2,639 reviews, last reviewed 5th Apr 2026

138700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

NETBALL1 Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2639)

top notch

always friendly customer services Reviewed on: 15th April 2025

Just got no complaints all good time to start paying...

Just got no complaints all good time to start paying this card off now so thanks for everything Reviewed on: 15th April 2025

Great customer service never had an issue

Great customer service never had an issue Reviewed on: 15th April 2025

Great service

118 was a good send when I needed some financial breathing space. I particularly like the membership payments as opposed to paying sky high interest rates! Reviewed on: 15th April 2025

Helpful and friendly customer service, app is easy t...

Helpful and friendly customer service, app is easy to use, regular reviews of my account and credit increases. Helpful for building my credit up as I struggled in the past to get credit and this helps me in case of emergencies Reviewed on: 15th April 2025

Very accommodating .

Very accommodating . When I wanted to change my payment date , most helpful and accommodating Reviewed on: 15th April 2025

Brilliant service helped me get my credit rating bac...

Brilliant service helped me get my credit rating back up Reviewed on: 15th April 2025

The correspondence has always been excellent

The correspondence has always been excellent between them and myself. The lend responsibility and always ensure that I have all the details I need to ensure I have everything I need. The legal side is easy to understand and any changes or information I always sent out in plenty of time if changes are happening. Any questions I have are always answered fully and quickly. Making repayments is easy and that app is a great help to allow me to see how my account is going. Reviewed on: 15th April 2025

Happy foe this help

This has helped me through tough times thank you. Reviewed on: 15th April 2025

Very nice and helpful excellent service

Very nice and helpful excellent service Reviewed on: 15th April 2025

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