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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,637 reviews, last reviewed 5th Apr 2026
138500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026
Louise Clack's avatar
Louise Clack

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2637)

Excellent

5
Very professional and helpful in all aspects when needing assistance. Reviewed on: 15th April 2025
Chris 's avatar
Chris

Very easy to use ,updates and reminders so no chance...

5
Very easy to use ,updates and reminders so no chance of default, app easy to use Reviewed on: 15th April 2025
D P's avatar
D P

They’ve been brilliant especially when need money fo...

5
They’ve been brilliant especially when need money for emergency Reviewed on: 15th April 2025
Paul G's avatar
Paul G

Everything is perfect and support amazing

5
Everything is perfect and support amazing Reviewed on: 15th April 2025
Brigita Gvazdioviene 's avatar
Brigita Gvazdioviene

Great service and easy to work with

5
Great service and easy to work with Reviewed on: 15th April 2025
Paul D's avatar
Paul D

Overall a positive experience.

4
Overall a positive experience. Would like more credit limit increases when account is managed well. Reviewed on: 15th April 2025
JuniorN 's avatar
JuniorN

Great customer service especially in fraud cases

5
Great customer service especially in fraud cases Reviewed on: 15th April 2025
Steven L's avatar
Steven L

Good experience so far but only issue would be with...

4
Good experience so far but only issue would be with the expense of the interest Reviewed on: 15th April 2025
Jak G's avatar
Jak G

All in all the service is excellent customer service...

4
All in all the service is excellent customer service always helpful eager to please Reviewed on: 15th April 2025
David White's avatar
David White

it has been a life changer

5
i found the whole process very easy from applying to using my credit card and it helps me build my credit rating Reviewed on: 15th April 2025
Steven J's avatar
Steven J

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