Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

I've been with 118-118 for a few months now...

5
I've been with 118-118 for a few months now, and my experience with them have been great so far! The app is very user friendly, communication is great, and overall a 10/10 experience so far. It helped my budget my monthly costs in a way that is helpful to me, and at the same time works as a safety net to have some credits at the end of the month. Reviewed on: 20th April 2026

Never had any issues with 118118 credit card purely...

5
Never had any issues with 118118 credit card purely decent experience Reviewed on: 20th April 2026

Happy customer

5
Always been easy to deal with and very transparent Reviewed on: 20th April 2026

Very good company and very good customer services

5
Very good company and very good customer services Reviewed on: 20th April 2026

I like to use 118118 as they have good offers on 0%...

5
I like to use 118118 as they have good offers on 0% balance transfers so it helps me plan i money better Reviewed on: 20th April 2026

118 is the best i was struggling to pay my bills sin...

5
118 is the best i was struggling to pay my bills since I started this credit card I'm ok now no more struggling Reviewed on: 20th April 2026

Happy customer

5
Been a customer for years, very pleased with the products (card and loan)Never had any issues :) Reviewed on: 20th April 2026

Very good

4
Very good best experience I’ve had with credit card company Reviewed on: 20th April 2026

Great company to deal with .

5
Great company to deal with . Very easy and quick to apply Customer service excellent Reviewed on: 20th April 2026

Good rate without the unnecessary interest and helps...

3
Good rate without the unnecessary interest and helps you know your minimum and maximum pay back Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products