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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very good company and very good customer services

5
Very good company and very good customer services Reviewed on: 20th April 2026

I like to use 118118 as they have good offers on 0%...

5
I like to use 118118 as they have good offers on 0% balance transfers so it helps me plan i money better Reviewed on: 20th April 2026

118 is the best i was struggling to pay my bills sin...

5
118 is the best i was struggling to pay my bills since I started this credit card I'm ok now no more struggling Reviewed on: 20th April 2026

Happy customer

5
Been a customer for years, very pleased with the products (card and loan)Never had any issues :) Reviewed on: 20th April 2026

Very good

4
Very good best experience I’ve had with credit card company Reviewed on: 20th April 2026

Great company to deal with .

5
Great company to deal with . Very easy and quick to apply Customer service excellent Reviewed on: 20th April 2026

Good rate without the unnecessary interest and helps...

3
Good rate without the unnecessary interest and helps you know your minimum and maximum pay back Reviewed on: 20th April 2026

Spoke to a lady about my credit card and she was ver...

5
Spoke to a lady about my credit card and she was very polite and very professional Reviewed on: 20th April 2026

Great customer service and swift approval

5
Great customer service and swift approval Reviewed on: 20th April 2026

Fast and efficient

5
Very fast and efficient Friendly Reviewed on: 20th April 2026

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