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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2635 reviews)

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4.86

Based on 2,635 reviews, last reviewed 5th Apr 2026

138400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

I was struggling to get a value for money credit car... I was struggling to get a value for money credit card due to past poor credit but 118 118 gave me a chance and now im trying to rebuild my credit scor... Read more Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2635)

Since being with 118118 my credit score has improved.!!

Since being with 118118 my credit score has improved. The customer service has always been excellent. I am always kept upto date as to when my payments are due (via a polite email), for my credit card and loan. . I have already recommended 118118 to members of the family. It really does feel as though as they say " With you- shoulder to shoulder". Reviewed on: 15th April 2025

Great customer service easy app just perfect

Great customer service easy app just perfect Reviewed on: 15th April 2025

118 118 gave me a chance

118 118 gave me a chance and by using my credit card responsibly, my credit score has shot up. Thank you! Reviewed on: 15th April 2025

118 money are very helpful and professional

118 money are very helpful and professional Reviewed on: 15th April 2025

coolman69

they are quite good good service Reviewed on: 15th April 2025

Haven’t had to call with a problem at the moment...

Haven’t had to call with a problem at the moment Reviewed on: 15th April 2025

Never have a bad word really always keeping me up to...

Never have a bad word really always keeping me up to date with balance, offers, limits and what looks like greater ice if ever you become stuck and need a bit of help if needed though not actually had to use it at present Apr is quite high and should look into reducing for customers that stay up to date but overall a good solid 9/10 from me Reviewed on: 15th April 2025

118 is making a difference to us all

118 is making a difference giving a second chance to everyone the big banks have turned their back on, thank you 118 Reviewed on: 15th April 2025

I lost my job out of the blue telephoned them and ex...

I lost my job out of the blue telephoned them and explained they were very helpful Reviewed on: 15th April 2025

Very happy with service provided great rates and eff...

Very happy with service provided great rates and efficiency no problems filling in forms and being accepted for monetary services provided Reviewed on: 15th April 2025

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