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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,487 reviews, last reviewed 3rd Apr 2026
126100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

4

Good experience with card. Good experience with card.Increases available when correct Reviewed on: 3rd April 2026
Dave Newto 's avatar
Dave Newto

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2487)

There are excellent and helped me alot

5
There are excellent and helped me alot Reviewed on: 15th April 2025
Nathan stanley's avatar
Nathan stanley

Customer service had resolved a dispute very quick a...

5
Customer service had resolved a dispute very quick and efficiently Reviewed on: 15th April 2025
Samantha M's avatar
Samantha M

Amazing company

5
They always been accommodating to situations and questions. Reviewed on: 15th April 2025
Toni C's avatar
Toni C

Great service and easy to access app.

5
Great service and easy to access app. More rewards are available as well. The phone app has got a simple payment option that links directly to my bank account, and I am able to pay whenever I can. This flexibility really takes the stress out of managing my credit, especially when unexpected expenses pop up. The interface of the app is user-friendly and straightforward, making it easy to track spending, view statements, and keep an eye on my credit limit in real time. I also appreciate the clear communication—notifications and reminders are timely and helpful, ensuring I never miss a payment. One of the standout features for me has been the transparency. There are no hidden fees or confusing terms, which is refreshing. The fixed interest rate gives me peace of mind, knowing exactly what to expect each month. Customer service has also been top-notch. Whenever I’ve had a question or needed help, the support team was quick to respond and genuinely helpful. Overall, 118 Credit Card has made it easier for me to manage my finances responsibly while building my credit. I’d definitely recommend it to anyone looking for a straightforward, fair, and well-supported credit card. Reviewed on: 15th April 2025
Kitione K's avatar
Kitione K

Excellent service through out always keeping you inf...

5
Excellent service through out always keeping you informed of any changes offers etc Reviewed on: 15th April 2025
Sue R's avatar
Sue R

118 118 have been great!

5
118 118 have been great! Quick, reasonable and fair - no complaints! Reviewed on: 15th April 2025
David C's avatar
David C

No need for bells and whistles just an honest straig...

5
No need for bells and whistles just an honest straightforward supplier of credit. I have never had any concerns or worries unlike other companies, would always recommend Reviewed on: 15th April 2025
Karan robdon's avatar
Karan robdon

EASY PEASEY

5
So easy to apply. Good credit limit. Great app. Reviewed on: 15th April 2025
Gina C's avatar
Gina C

No fuss credit card and loan with excellent customer...

5
No fuss credit card and loan with excellent customer service. Open and transparent communications. Reviewed on: 15th April 2025
J's avatar
J

Clear, Easy, Concise

5
The application process was easy and efficient. Anytime that I’ve had to contact customer support, they’ve answered in a very timely manner. Always resolved my query. I can’t recommend them enough. The app is easy to navigate, clear and concise. Reviewed on: 15th April 2025
James B's avatar
James B

Review 118 118 Money: Credit card now

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