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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Overall excellent experience , no problems so far.

5
Overall excellent experience , no problems so far. Reviewed on: 20th April 2026

So far so good and never had any issues

5
So far so good and never had any issues Reviewed on: 20th April 2026

Very safe and good, strongly recommend ed

5
Very safe and good, strongly recommend ed Reviewed on: 20th April 2026

I have applied having a poor credit score.

5
I have applied having a poor credit score. They have accepted me , and helped me and my credit score, now being up 275 points. Thank you guys !!! Reviewed on: 20th April 2026

Intuitive, informative and easy to deal with

5
Always good to deal with and app is very easy and intuitive Reviewed on: 20th April 2026

Amazing really good helpful fast

5
Amazing really good helpful fast Reviewed on: 20th April 2026

Best credit card

5
Very easy to use and manage i use it everyday and pay it off. Reviewed on: 20th April 2026

Excellent

5
Easy to use and friendly customer service Reviewed on: 20th April 2026

So far a brilliant experience and all is very straig...

5
So far a brilliant experience and all is very straightforward. Reviewed on: 20th April 2026

Customer service is brilliant they solved my issue i...

5
Customer service is brilliant they solved my issue in mins Reviewed on: 20th April 2026

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