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118 118 Money: Credit card reviews

4.86
Based on 2,486 reviews, last reviewed 2nd Apr 2026
126100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026
LJ's avatar
LJ

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2486)

100 por cent I recommend !

5
100 por cent I recommend ! Amazing customer service . Reviewed on: 15th April 2025

Orvilleg

5
The service is excellent and informative Reviewed on: 15th April 2025

need more help with fraud

5
Called to know who used my card and where?.. but I didn’t get reply saying data protection breach… so not happy but I understood… you need to give to information to customers to they can complain to police.. Reviewed on: 15th April 2025

Highly recommend

5
Very good customer service. Would highly recommend Reviewed on: 15th April 2025

Very responsive company, and very communatacive.

5
Very responsive company, and very communatacive. Always a good experience. Reviewed on: 15th April 2025

Way to many loan offer emails.

5
Way to many loan offer emails. Not needed Reviewed on: 15th April 2025

I really struggled with money and my credit score an...

5
I really struggled with money and my credit score and it’s really helped me this year Reviewed on: 15th April 2025

Has straight forward a process has can be

5
Has straight forward a process has can be Reviewed on: 15th April 2025

Mega card.

5
Mega card. Excellent communication and good rate Reviewed on: 15th April 2025

All good no problems great company

5
All good no problems great company Reviewed on: 15th April 2025

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