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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Never had any issues with the app.

Never had any issues with the app. With using my card or with my depict debits everything has been very easily laid out for me with clear instructions on set up and my card arrived quickly in the post. Reviewed on: 20th April 2026

Very very good service and mega to talk to on the ph...

Very very good service and mega to talk to on the phone when needed Reviewed on: 20th April 2026

Easy to use app, great to build credit score but bew...

Easy to use app, great to build credit score but beware of high apr Reviewed on: 20th April 2026

Credit card /loan

Experience with 118 is very good Reviewed on: 20th April 2026

Give me the credit card and allowed me more increase...

Give me the credit card and allowed me more increases as and when very good card. Reviewed on: 20th April 2026

Easy to apply and straightforward to use.

Easy to apply and straightforward to use. Customer service is either a call away or on the app should there be a problem and they are very helpful. They take all circumstances into consideration and do their best to help. Good advice/information on other things too like personal loans. A good service so far, I'm pleased. Reviewed on: 20th April 2026

I’ve had my 118118 credit card for a number of years...

I’ve had my 118118 credit card for a number of years now it’s easy to use safe and flexible I use it all the time Reviewed on: 20th April 2026

Very unhelpful Customer Service

Customer Service Agent I spoke to on the 16th April via your chat facility was useless & abrupt & in the slightest bit helpful. Reviewed on: 20th April 2026

118 gave me the chance to rebuild my credit after ma...

118 gave me the chance to rebuild my credit after many years of struggling with this. they are fantastic and would highly recommend them to anyone. Reviewed on: 20th April 2026

Card/app easy to use; confining balance & make payment

Card/app easy to use; confining balance & make payment Reviewed on: 20th April 2026

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