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118 118 Money: Credit card reviews

4.86
Based on 2,486 reviews, last reviewed 2nd Apr 2026
126100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026
LJ's avatar
LJ

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2486)

Great card to have fab customer service

5
Great card to have fab customer service Reviewed on: 15th April 2025

Been a great service and would definitely recommend...

5
Been a great service and would definitely recommend it to anyone Reviewed on: 15th April 2025

One word EXCELLENT rates are good and service is goo...

5
One word EXCELLENT rates are good and service is good, all you require form a credit card Reviewed on: 15th April 2025

Excellent card.

5
Excellent card. With a very decent credit limit. Love it. Reviewed on: 15th April 2025

Great, easy to apply for, great app

5
Great, easy to apply for, great app Reviewed on: 15th April 2025

Fab experience

5
I’ve had a brilliant experience couldn’t wish for a better one Reviewed on: 15th April 2025

Easy process everything explaind.

5
Easy process everything explaind. Reviewed on: 15th April 2025

Great service and easy to use no problems at all ver...

5
Great service and easy to use no problems at all very happy with everything so far Reviewed on: 15th April 2025

straightforward card and credit increases given 6 mo...

5
straightforward card and credit increases given 6 months after opening the accountthank you Reviewed on: 15th April 2025

Good company

4
Good company easy to use app, keep you informed on any changes that may accur. Reviewed on: 15th April 2025

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