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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I have applied having a poor credit score.

I have applied having a poor credit score. They have accepted me , and helped me and my credit score, now being up 275 points. Thank you guys !!! Reviewed on: 20th April 2026

Intuitive, informative and easy to deal with

Always good to deal with and app is very easy and intuitive Reviewed on: 20th April 2026

Amazing really good helpful fast

Amazing really good helpful fast Reviewed on: 20th April 2026

Best credit card

Very easy to use and manage i use it everyday and pay it off. Reviewed on: 20th April 2026

Excellent

Easy to use and friendly customer service Reviewed on: 20th April 2026

So far a brilliant experience and all is very straig...

So far a brilliant experience and all is very straightforward. Reviewed on: 20th April 2026

Customer service is brilliant they solved my issue i...

Customer service is brilliant they solved my issue in mins Reviewed on: 20th April 2026

Never had any issues with the app.

Never had any issues with the app. With using my card or with my depict debits everything has been very easily laid out for me with clear instructions on set up and my card arrived quickly in the post. Reviewed on: 20th April 2026

Very very good service and mega to talk to on the ph...

Very very good service and mega to talk to on the phone when needed Reviewed on: 20th April 2026

Easy to use app, great to build credit score but bew...

Easy to use app, great to build credit score but beware of high apr Reviewed on: 20th April 2026

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