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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2486 reviews)

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4.86

Based on 2,486 reviews, last reviewed 2nd Apr 2026

126100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2486)

Good app and good credit limits - more so then other...

Good app and good credit limits - more so then other providers Reviewed on: 15th April 2025

Great credit card to use!

Great credit card to use! Easy to deal with! Reviewed on: 15th April 2025

All round easy and efficient

I personally found the card very easy to apply to. It is easy to make payments of any amount throughout the month. I’ve had no real problems but when I had queries I found 118 was easy to get in contact with, the phone was answered quickly as where all of my questions. Reviewed on: 15th April 2025

Really good experience so far.

Really good experience so far. Get alerted when need to make a payment which is also very easy to do so. Reviewed on: 15th April 2025

always happy to help , no surprise charges , its all...

always happy to help , no surprise charges , its all in black and white Reviewed on: 15th April 2025

I have had a very good experience with 118 enabling...

I have had a very good experience with 118 enabling me to get credit and which gave me the chance to increased my credit score improve my credit status. Reviewed on: 15th April 2025

App is really easy to use and keep in control of my...

App is really easy to use and keep in control of my payments Reviewed on: 15th April 2025

Definitely value for money really good company.

Definitely value for money really good company. Reviewed on: 15th April 2025

A very good company .

The app Is very good and you can check your balance 24/7 Reviewed on: 15th April 2025

Very good customer service when I've had any online...

Very good customer service when I've had any online & app issues. Would definitely not hesitate on phoning again or recommending any of my friends&family Reviewed on: 15th April 2025

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