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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Credit card application

5
It was easy to apply for the credit card. Reviewed on: 20th April 2026

Credit card application

5
It was easy to apply for the credit card. Reviewed on: 20th April 2026

It’s been ok at best throughout since I was offered...

3
It’s been ok at best throughout since I was offered a loan and it pre approved but it wouldn’t go through!!!! Reviewed on: 20th April 2026

Excellent service and good Customer service

5
Excellent service and good Customer service Reviewed on: 20th April 2026

Excellent service, easy to use.

5
Excellent service, easy to use. Even starting to build my credit up Reviewed on: 20th April 2026

Quick application everything easy to understand abso...

5
Quick application everything easy to understand absolutely amazing highly recommend Reviewed on: 20th April 2026

Card accepted at every payment platform I have used it

5
Card accepted at every payment platform I have used it Reviewed on: 20th April 2026

U find it difficult to speak to someone .

1
U find it difficult to speak to someone . Reviewed on: 20th April 2026

Excellent service great app excellent bank

5
Excellent service great app excellent bank Reviewed on: 20th April 2026

Great service, customer service are quick to resolve...

5
Great service, customer service are quick to resolve any queries, and polite and friendly Reviewed on: 20th April 2026

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