Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2486 reviews)

View other 118 118 Money products

4.86

Based on 2,486 reviews, last reviewed 2nd Apr 2026

126100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2486)

Very helpful when needed reliable and no problems wi...

Very helpful when needed reliable and no problems with the app Reviewed on: 15th April 2025

118 118 very good credit card customers service next...

118 118 very good credit card customers service next to none best credit card around Reviewed on: 15th April 2025

Easy to use, accepted everywhere.

Easy to use, accepted everywhere. Reviewed on: 15th April 2025

Ok support given online but no guidance about certai...

Ok support given online but no guidance about certain topics Reviewed on: 15th April 2025

I love Mt credit card and the fact you can get regul...

I love Mt credit card and the fact you can get regular increses Reviewed on: 15th April 2025

My recent dealings with customer service

Recently, I phoned customer service. The gentleman handled my query very well. The mobile signal was poor and the enquiry was a bit more complicated. However, he was very patient and resolved the issue. I was very impressed with his professionalism. Reviewed on: 15th April 2025

Fast decision and always kept updated about my account.

Fast decision and always kept updated about my account. Best credit card I've ever had and will only have this one now. Reviewed on: 15th April 2025

Superb in every way

Superb in every way, it has been nothing but a pleasant experience dealing with 118 118 Reviewed on: 15th April 2025

I originally took out a 118 credit card as i had a p...

I originally took out a 118 credit card as i had a poor credit rating, I can honestly say having the card helped get my score back on track. Reviewed on: 15th April 2025

Had no problem had when had to call got sorted strai...

Had no problem had when had to call got sorted straight away Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit cards
from Virgin Money 3.84 from 802 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 2736 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub