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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2486 reviews)

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4.86

Based on 2,486 reviews, last reviewed 2nd Apr 2026

126100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2486)

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 15th April 2025

No nonsense

No nonsense and great customer support Reviewed on: 15th April 2025

Amazing service and very responsive to any queries

Amazing service and very responsive to any queries Reviewed on: 15th April 2025

Great service always ready to help and discuss and t...

Great service always ready to help and discuss and talk through best options when lending Reviewed on: 15th April 2025

A Top-Tier Credit Card Provider You Can Trust

I’ve had an outstanding experience with this credit card provider from day one! Their customer service is top-notch—quick to respond, friendly, and always helpful. The app is super intuitive, making it easy to manage my spending, track payments, and stay on top of my finances. What truly sets them apart is their transparency and reliability. I’ve never had any hidden fees or confusing terms—everything is clear and fair. Plus, the rewards and cashback options are a fantastic bonus that genuinely add value. It’s no surprise they’re finalists in the 2025 British Bank Awards—they absolutely deserve the win. I couldn’t recommend them more highly! Reviewed on: 15th April 2025

Excellent credit limit with affordable payments.

Excellent credit limit with affordable payments. Love it. Reviewed on: 15th April 2025

118 helped me with a loan and credit card was fast a...

118 helped me with a loan and credit card was fast and easy Reviewed on: 15th April 2025

Great customer service and simple to use

Great customer service and simple to use Reviewed on: 15th April 2025

Great service , Excellent customer service - Great f...

Great service , Excellent customer service - Great financial providers & friendly helpful staff Reviewed on: 15th April 2025

Nothing to complain about.

Nothing to complain about.always been easy Reviewed on: 15th April 2025

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