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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Amazing, very helpful customer support

5
Amazing, very helpful customer support Reviewed on: 20th April 2026

Simple application with a quick decision.

5
Simple application with a quick decision. Reviewed on: 20th April 2026

Very reliable and helpful in times of needing

5
Very reliable and helpful in time of need. It has helped me a lot in my days to day in my daily spending Reviewed on: 20th April 2026

A good credit card with transparent fees

4
A good credit card with transparent fees Reviewed on: 20th April 2026

Great experience!

5
Easy to use, very accessible, easy to track and the app is really good. Able to receive regular updates and notifications. Reviewed on: 20th April 2026

A pleasant experience, good customer service however...

4
A pleasant experience, good customer service however, loan and credit APR too high. Reviewed on: 20th April 2026

Very easy app to use and quick application

5
Very easy app to use and quick application Reviewed on: 20th April 2026

Easy and straight forward

5
It was easy and straight forward applying for a card. Their rates are extremley competitive. The use of card is easy but also like that occasionally I have to use pin. Some may think this is an inconvenience but I see it as an extra security check. The app is easy to master and gives you all the information you require to control your account and spending. Reviewed on: 20th April 2026

Good service

5
Great customer service helpful and friendly very professional Reviewed on: 20th April 2026

Excellent credit card provider,the make happy custom...

5
Excellent credit card provider,the make happy customer, increase credit limit Reviewed on: 20th April 2026

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