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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2486 reviews)

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4.86

Based on 2,486 reviews, last reviewed 2nd Apr 2026

126100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to deal with and the app is user... Very easy to deal with and the app is user friendly Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2486)

Perfectly fine .

Perfectly fine . I don't have anything else to add Reviewed on: 15th April 2025

Amazing experience from the start

Amazing experience from the start Reviewed on: 15th April 2025

The best ever company to be with

The best ever company to be with Reviewed on: 15th April 2025

Accepted me when others would not and rewarded sensi...

Accepted me when others would not and rewarded sensible use Reviewed on: 15th April 2025

Easy to your and very self explanatory

Easy to your and very self explanatory Reviewed on: 15th April 2025

Easy to understand on the App, charges, easy to navi...

Easy to understand on the App, charges, easy to navigate. Reviewed on: 15th April 2025

Very good, easy to make payments

Very good, easy to make payments Reviewed on: 15th April 2025

118 118 helped me when I needed it most, and are ver...

118 118 helped me when I needed it most, and are very competitive company Reviewed on: 15th April 2025

They are understand about different circumstances an...

They are understand about different circumstances and things happen in life Reviewed on: 15th April 2025

Excellent service very happy with 118

Excellent service very happy with 118 Reviewed on: 15th April 2025

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