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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5638)

Easy and straight forward

It was easy and straight forward applying for a card. Their rates are extremley competitive. The use of card is easy but also like that occasionally I have to use pin. Some may think this is an inconvenience but I see it as an extra security check. The app is easy to master and gives you all the information you require to control your account and spending. Reviewed on: 20th April 2026

Good service

Great customer service helpful and friendly very professional Reviewed on: 20th April 2026

Excellent credit card provider,the make happy custom...

Excellent credit card provider,the make happy customer, increase credit limit Reviewed on: 20th April 2026

Great service.

Great service. Easy to apply.Great customer service Reviewed on: 20th April 2026

Good customer service and a very good app experience.

Good customer service and a very good app experience. However, the rates on the loans and credit cards are ridiculously high. Reviewed on: 20th April 2026

great card for a great service more

great card for a great service more Reviewed on: 20th April 2026

Good staff if you need help.

Good staff if you need help. Fast sorting a problem Reviewed on: 20th April 2026

Very helpful and understanding company couldn’t ask...

Very helpful and understanding company couldn’t ask for more than that will definitely recommend them to family and friends Reviewed on: 20th April 2026

Great speed in card delivery and no complaints

Great speed in card delivery and no complaints Reviewed on: 20th April 2026

I’ve found my experience with 118 188 excellent, I h...

I’ve found my experience with 118 188 excellent, I have recommended this credit card to anyone, I have recently taken out a personal loan as well. Reviewed on: 20th April 2026

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