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118 118 Money: Credit card reviews

4.86
Based on 2,485 reviews, last reviewed 2nd Apr 2026
126000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Got me out of some financial situations Got me out of some financial situations Reviewed on: 2nd April 2026
Kel's avatar
Kel

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2485)

Good customer service, decent app, very high interest.

5
Good customer service, decent app, very high interest. This transfer to bank options seems dangerous Reviewed on: 15th April 2025

Excellent customer service.

5
Excellent customer service. Very good card with potential increase credit limit. Reviewed on: 15th April 2025

Outstanding customer service

5
Very easy to deal with , nothing is too much trouble Reviewed on: 15th April 2025

Great customer service prompt reply to questions

5
Great customer service prompt reply to questions Reviewed on: 15th April 2025

Easily accessed on the app.

5
Easily accessed on the app. good communication Reviewed on: 15th April 2025

Very good credit.

5
Very good credit. Careful credit limit Reviewed on: 15th April 2025

Always happy to help with any inquiry

5
Always happy to help with any inquiry Reviewed on: 15th April 2025

I have always found 118 118 very helpful and kind wh...

5
I have always found 118 118 very helpful and kind when I am struggling with technology! Their security is excellent and I am very happy with them even if their ads are annoying. Reviewed on: 15th April 2025

Best service, rates and excellent customer service,...

5
Best service, rates and excellent customer service, very efficient, cannot fault 118 118 money at all. Thank you for your service. Reviewed on: 15th April 2025

Always had excellent service and app is very informa...

5
Always had excellent service and app is very informative and easy to use Reviewed on: 15th April 2025

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