Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

View other 118 118 Money products

4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5638)

Any problems easily dealt with excellent friendly cu...

Any problems easily dealt with excellent friendly customer service agents very quick Reviewed on: 20th April 2026

Lots of support always offered when needed

Lots of support always offered when needed Reviewed on: 20th April 2026

Over all was good especially the interst is not that...

Over all was good especially the interst is not that hight Reviewed on: 20th April 2026

Clear and easy to understand website, all all financ...

Clear and easy to understand website, all all financial information is very easy to access Reviewed on: 20th April 2026

Very fast and easy to use.

Very fast and easy to use. I can recommend Reviewed on: 20th April 2026

Haven't had any real issues but been good so far

Haven't had any real issues but been good so far Reviewed on: 20th April 2026

Customer Service Excellent. Easy to use App.

Excellent customer service and easy to use app. Communication is brilliant and statement easy to access. Excellent promotions too including great balance transfer deals. Never had any problems with anything. Reviewed on: 20th April 2026

118 118 have been consistent and monitoring your exp...

118 118 have been consistent and monitoring your expenditure followed by money advice Reviewed on: 20th April 2026

Fab company, would highly recommend.

Fab company, would highly recommend.Such a smooth and easy application Reviewed on: 20th April 2026

Good efficient easy to use app.

Good efficient easy to use app. Clearly shows transactions and statements easily Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.20 from 104 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews
Cashback credit card
from Lloyds Bank 4.27 from 18 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4604 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub