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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2479 reviews)

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4.86

Based on 2,479 reviews, last reviewed 2nd Apr 2026

125400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

I was unable to get a credit card even from banks th... I was unable to get a credit card even from banks that I've been with for years. I applied to 118118 and I had a quick decision and a comfortable cre... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2479)

118 Money

Good and easy to use app. Helpful hints on applying for credit and budgeting for a rainy day. Thanks for all your help Reviewed on: 15th April 2025

Fabulous, no problem with anything

Fabulous, no problem with anything Reviewed on: 15th April 2025

Good credit limit and decent increases.

Good credit limit and decent increases. Reviewed on: 15th April 2025

No problems, good credit card.

No problems, good credit card. Easy to use app. Reviewed on: 15th April 2025

a good service

So far 118 has been a good service Reviewed on: 15th April 2025

Highly recommended

Easy to apply small repayments great customer service Reviewed on: 15th April 2025

Helpful and fantastic customer service very prompt too

Helpful and fantastic customer service very prompt too Reviewed on: 15th April 2025

First Class experience all round.

First Class experience all round. Always helpful and professional Reviewed on: 15th April 2025

Best card out there

118 is hands down the best and most approachable form of assistance when you need help quickly. It’s simple, direct, and refreshingly easy to access and use. There’s no confusing language, no hidden messages—just clear, straightforward support when you need . Highly recommended for anyone who values clarity and efficiency. Reviewed on: 15th April 2025

Great service as always and easy to keep a track on...

Great service as always and easy to keep a track on my account Reviewed on: 15th April 2025

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