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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great experience friendly and helpful staff

5
Great experience friendly and helpful staff Reviewed on: 20th April 2026

Communication is great with customer service very sa...

5
Communication is great with customer service very satisfied. Always there for help if needed. Good value for money Reviewed on: 20th April 2026

App is really easy to use.

5
App is really easy to use. No issues at all Reviewed on: 20th April 2026

Understanding and friendly customer service.

5
Understanding and friendly customer service. Always willing to help. Easy and straight forward app Reviewed on: 20th April 2026

Clean easy and simple to use.

5
Good so far. Easy app to use and everything is very clear. Reviewed on: 20th April 2026

Well done & thank you

5
Great card, easy application and friendly customer service Reviewed on: 20th April 2026

118 118 money credit card

5
The only card I could get. When I have had to speak to someone they have been helpful. Reviewed on: 20th April 2026

A* Customer Service

5
Clear communication Webchat feature in app, good for those working who can't contact by phone Reviewed on: 20th April 2026

It has been great and I received a credit increase w...

5
It has been great and I received a credit increase which has really helped. Reviewed on: 20th April 2026

Best credit card of 2025.

5
Best credit card of 2025 and for 2026 Reviewed on: 20th April 2026

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