Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

Good rates and affordable payments

5
Good rates and affordable payments Reviewed on: 20th April 2026

Great service at 118 118

5
Great service at 118 118 happy customer Reviewed on: 20th April 2026

My experience was very good with 118

5
My experience was very good with 118 Reviewed on: 20th April 2026

Very helpful customer service was good as well

4
Very helpful customer service was good as well Reviewed on: 20th April 2026

Quite high intrest rate ,

3
Quite high interest rate , wouldn’t recommend for people in debt Reviewed on: 20th April 2026

Allmost good, it's just that credit limit increases...

5
Allmost good, it's just that credit limit increases are a bit far away.... Reviewed on: 20th April 2026

Very good service.

5
Very good service. No problems . Reviewed on: 20th April 2026

Product is good.

4
Product is good. However customer service is sometimes hit and miss Reviewed on: 20th April 2026

The amount of money you can withdraw from your card...

4
The amount of money you can withdraw from your card makes me feel happier. Reviewed on: 20th April 2026

My whole experience has been pleasant.

5
My whole experience has been pleasant. Customer service is very good and they answer your questions quickly and assist you. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products