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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2476 reviews)

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4.86

Based on 2,476 reviews, last reviewed 2nd Apr 2026

125100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Helpful customer service, easy to contact and get is... Helpful customer service, easy to contact and get issues sorted Reviewed on: 2nd April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2476)

Amazing, customer service and product are second to...

Amazing, customer service and product are second to none! Reviewed on: 15th April 2025

Life goals

I was offered a credit card then a little down the road I was offered a loan to watch it has helped me in a positive way Reviewed on: 15th April 2025

From start excellent easy to apply loan was accepte...

From start excellent easy to apply loan was accepted straight away no hassles easy online applications good customer service always in touch about payments Reviewed on: 15th April 2025

Found service exceptional.

Found service exceptional when difficult to get credit. It helped me out of a mess would definitely recommend to friends and family Reviewed on: 15th April 2025

Always a positive experience

Always found they kept in touch when payment was due. I have no problems, find it a positive experience Reviewed on: 15th April 2025

Excellent service and professionalism when my card w...

Excellent service and professionalism when my card was compromised. Detected early and resolved which saved me from loosing a fair chunk of money. Replacement card sent within 7 days. Reviewed on: 15th April 2025

Epic epic

I have been with 118 now for 2 yrs,. The options , offers and rates are fabulouse, abd the 2 guys on the add still lookin as hot as ever.. Best trusted ceedit card out there, now gimmi my £1000 prize hahah Reviewed on: 15th April 2025

Excellent service good customer service and support

Excellent service good support good service Reviewed on: 15th April 2025

Good company have been with the company for many years

Have been with the company for many years Reviewed on: 15th April 2025

Very helpful.

Very helpful. Letting you know when your close to your credit limit. Lost my card sent replacement within a week. Reviewed on: 15th April 2025

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