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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Card Issue

Had an issue with my card one phone call and it was sorted out ASAP the lady on phone was polite and professional Reviewed on: 21st April 2026

Excellent customer service and swift response to qua...

Excellent customer service and swift response to quarries Reviewed on: 21st April 2026

Amazing Excellent and it was really easy process

Amazing Excellent and it was really easy process Reviewed on: 21st April 2026

I’m very happy about 118 118 I am only a little sad...

I’m very happy about 118 118 I am only a little sad cause they have increased my credit limit but not adding on my card otherwise I am very happy Reviewed on: 21st April 2026

Card account

Never had any issues with card, the interest rate is reasonable, customer service is great. The online app is easy to navigate Reviewed on: 21st April 2026

Easy to control, easy to use ,118 card has come to m...

Easy to control, easy to use ,118 card has come to my rescue many times without problem ,I know what I pay each month and spending available. I am able to pay extra whenever possible .Thankyou118 for your service to me . Reviewed on: 21st April 2026

This has been a really good card to use as well as t...

This has been a really good card to use as well as the app and I would definitely recommend it to all my friends and family Reviewed on: 21st April 2026

Good Experience

Good experience no problems at all Reviewed on: 21st April 2026

I have found everything so easy.

I have found the whole process really easy. Easy to use the App, purchasing, and making payments. I have not encountered a problem since I have been with 118 and that is quite a few years now. If anyone was thinking of using 118 I would fully recommend. Reviewed on: 21st April 2026

Good app helps a lot with spending

Good app helps a lot with spending Reviewed on: 21st April 2026

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