Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Card account

Never had any issues with card, the interest rate is reasonable, customer service is great. The online app is easy to navigate Reviewed on: 21st April 2026

Easy to control, easy to use ,118 card has come to m...

Easy to control, easy to use ,118 card has come to my rescue many times without problem ,I know what I pay each month and spending available. I am able to pay extra whenever possible .Thankyou118 for your service to me . Reviewed on: 21st April 2026

This has been a really good card to use as well as t...

This has been a really good card to use as well as the app and I would definitely recommend it to all my friends and family Reviewed on: 21st April 2026

Good Experience

Good experience no problems at all Reviewed on: 21st April 2026

I have found everything so easy.

I have found the whole process really easy. Easy to use the App, purchasing, and making payments. I have not encountered a problem since I have been with 118 and that is quite a few years now. If anyone was thinking of using 118 I would fully recommend. Reviewed on: 21st April 2026

Good app helps a lot with spending

Good app helps a lot with spending Reviewed on: 21st April 2026

Great experience, nothing bad to say.

Great experience, nothing bad to say. Did what I asked for and was happy with the outcome Reviewed on: 21st April 2026

Very satisfied

118 provide a very helpful reliable service Reviewed on: 21st April 2026

I have both credit card and personal loan from 118 118

I have both credit card and personal loan from 118 118 and cannot fault the company for its customer service. Reviewed on: 21st April 2026

This is one of the best credit card with awesome ser...

This is one of the best credit card with awesome service Reviewed on: 21st April 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Credit Card
from Metro Bank 4.69 from 880 reviews
Partnership Card
from John Lewis 2.06 from 898 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

118 118 Money: Credit card reviews

402700% increase in 5 star reviews

2200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review 118 118 Money: Credit card now

118 118 Money Credit card reviews (5641)

Card account

Easy to control, easy to use ,118 card has come to m...

This has been a really good card to use as well as t...

Good Experience

I have found everything so easy.

Good app helps a lot with spending

Great experience, nothing bad to say.

Very satisfied

I have both credit card and personal loan from 118 118

This is one of the best credit card with awesome ser...

Review 118 118 Money: Credit card now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024