Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Quick and efficient to use, amazing customer service

Quick and efficient to use, amazing customer service Reviewed on: 21st April 2026

Professional, very polite and understanding

Professional, very polite and understanding Reviewed on: 21st April 2026

Great service from start to Finnish very good customer

Great service from start to Finnish very good customer Reviewed on: 21st April 2026

Fantastic Credit Card.

118 118 credit card is a transparent and reliable Credit card for those looking to build their credit rating..I have been using 118 118 Money Credit card for a while and overall I am very glad with it. The application process was quick and straightforward and it's been a great option for helping me build my credit rating. One of the best things is how transparent everything is, no heart breaking fees and charges. The App and Account access are very simple to use. As far as the Interest rate is concerned it is pretty standard for credit building cards. I would proudly recommend this Credit Card to anyone looking to improve their credit rating with a solid, simple and reliable Credit service. Reviewed on: 21st April 2026

Useable App ,

App works well and is easy to use , it’s a credit card so not a lot to say except it works . Not cheap rates but as emergency back up it’s fine Reviewed on: 21st April 2026

Very good easy to use low price charge the great

Very good easy to use low price charge the great Reviewed on: 21st April 2026

Card Issue

Had an issue with my card one phone call and it was sorted out ASAP the lady on phone was polite and professional Reviewed on: 21st April 2026

Excellent customer service and swift response to qua...

Excellent customer service and swift response to quarries Reviewed on: 21st April 2026

Amazing Excellent and it was really easy process

Amazing Excellent and it was really easy process Reviewed on: 21st April 2026

I’m very happy about 118 118 I am only a little sad...

I’m very happy about 118 118 I am only a little sad cause they have increased my credit limit but not adding on my card otherwise I am very happy Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.11 from 221 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub