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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great card

5
Easy convenient great to know it there when needed Reviewed on: 21st April 2026

Great communication through the app

5
Great communication through the app Reviewed on: 21st April 2026

Very good, it gives good credit to build up.

5
Very good, it gives good credit to build up. Reviewed on: 21st April 2026

top class service

5
always happy to help with issues Reviewed on: 21st April 2026

Quick and efficient to use, amazing customer service

5
Quick and efficient to use, amazing customer service Reviewed on: 21st April 2026

Professional, very polite and understanding

5
Professional, very polite and understanding Reviewed on: 21st April 2026

Great service from start to Finnish very good customer

5
Great service from start to Finnish very good customer Reviewed on: 21st April 2026

Fantastic Credit Card.

5
118 118 credit card is a transparent and reliable Credit card for those looking to build their credit rating..I have been using 118 118 Money Credit card for a while and overall I am very glad with it. The application process was quick and straightforward and it's been a great option for helping me build my credit rating. One of the best things is how transparent everything is, no heart breaking fees and charges. The App and Account access are very simple to use. As far as the Interest rate is concerned it is pretty standard for credit building cards. I would proudly recommend this Credit Card to anyone looking to improve their credit rating with a solid, simple and reliable Credit service. Reviewed on: 21st April 2026

Useable App ,

5
App works well and is easy to use , it’s a credit card so not a lot to say except it works . Not cheap rates but as emergency back up it’s fine Reviewed on: 21st April 2026

Very good easy to use low price charge the great

5
Very good easy to use low price charge the great Reviewed on: 21st April 2026

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