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118 118 Money: Credit card reviews

4.85
Based on 5,499 reviews, last reviewed 21st Apr 2026
389800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I received the 118118 credit card in good time. I received the 118118 credit card in good time. The app is really easy to use also. Reviewed on: 21st April 2026
Gary J's avatar
Gary J

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5499)

Is excellent in everything, I don’t have problems wi...

5
Is excellent in everything, I don’t have problems with the bank Reviewed on: 21st April 2026

Credit card is great , however the loan side of thin...

3
Credit card is great , however the loan side of things aren’t so great. Keep getting emails/texts offers in my app saying I’m ’pre approved’ spoke to CA one who confirmed I was eligible. Now being told that I am not eligible. Don’t see why I’m getting emails/texts offers in the app and told one day I can get it then the next can’t? Reviewed on: 21st April 2026

Had a good experience so far

5
Had a good experience so far easy to use app Reviewed on: 21st April 2026

Ease of use

5
I like how easy the app is to use, and how issues are resolved quickly Reviewed on: 20th April 2026

Overall it's fair enough but the customer service is...

4
Overall it's fair enough but the customer service is not as good as it has to be Reviewed on: 20th April 2026

Very good service n excellent I recommend 118 credit...

5
Very good service n excellent I recommend 118 credit card for every one Reviewed on: 20th April 2026

No complication credit card and loan

5
No complication with the credit and loan, payment easy to make Reviewed on: 20th April 2026

Very good

5
Very good thank you and nice .I recommend Reviewed on: 20th April 2026

Overall the service is good.

5
Overall the service is good. The app is easy to follow and plenty of help and advice. Reviewed on: 20th April 2026

This Bank is very very friendly.

5
This Bank is very very friendly. I am satisfied. Reviewed on: 20th April 2026

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