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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Hassle-less experience

5
The service is fast, tailored and simply effective. Reviewed on: 21st April 2026

Good friendly staff happy to help

4
Good friendly staff happy to help Reviewed on: 21st April 2026

Credit builder

4
I have used the card the help build my credit which it has done really well Reviewed on: 21st April 2026

Everything from start to finish was simple and easy,...

5
Everything from start to finish was simple and easy, never had an issue using 118118. Would very much recommend Reviewed on: 21st April 2026

Been clear and precise all the time.

5
Been clear and precise all the time. All information easy to understand and when speaking to staff they are polite and professional and actually listen to you. Reviewed on: 21st April 2026

Really good very happy with 118 very good service...

5
Really good very happy with 118 very good service Reviewed on: 21st April 2026

Great card

5
Easy convenient great to know it there when needed Reviewed on: 21st April 2026

Great communication through the app

5
Great communication through the app Reviewed on: 21st April 2026

Very good, it gives good credit to build up.

5
Very good, it gives good credit to build up. Reviewed on: 21st April 2026

top class service

5
always happy to help with issues Reviewed on: 21st April 2026

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