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118 118 Money: Credit card reviews

4.85
Based on 5,510 reviews, last reviewed 21st Apr 2026
390900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful and very understanding and compassionat... Very helpful and very understanding and compassionate with regards to my poor health conditions xx Reviewed on: 21st April 2026
Katy 's avatar
Katy

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5510)

It's been good so far.

5
It's been good so far. Still waiting for my limit increase Reviewed on: 21st April 2026

You have helped me to rebuild my credit score up

5
You have helped me bring my credit score up, I had a bad credit rating due to losing my job, but you have helped me rebuild my credit, and helped me out when I needed help Reviewed on: 21st April 2026

The best

5
Help me out when I really needed it defo the best one out there Reviewed on: 21st April 2026

Excellent customer service the app is fantastic so e...

5
Excellent customer service the app is fantastic so easy to use helps to keep track of spending Reviewed on: 21st April 2026

Very efficient easy to use transfers easy very trust...

5
Very efficient easy to use transfers easy very trustworthy and helpful Reviewed on: 21st April 2026

Supporting improvement with my credit score.

5
Supporting improvement with my credit score. No fuss easy process. Reviewed on: 21st April 2026

Having had a bad credit score for a while now, I hav...

5
Having had a bad credit score for a while now, I have been trying to get it back up I think this card is the best way easy to apply for. Reviewed on: 21st April 2026

Good overall

5
It is a good place to build up your score Reviewed on: 21st April 2026

Great products

5
Great products, app has been easy to use and everything is really clear Reviewed on: 21st April 2026

Always happy to use it.

5
Always happy to use it. Nothing to worry about it. Very good. Reviewed on: 21st April 2026

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