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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Require more offers for. Customers.

Never any problems with the service. I do find there's never enough offers and % is high. Could be a bit lower. Reviewed on: 21st April 2026

Great for rebuilding credit score

I needed to find a credit card to help restore my credit score after finalising an IVA. 118 were so easy to apply to, accepted quickly and didn’t have astronomical interest fees. It’s easy to set up repayments by direct debit but you also have the ability to pay off any extra you wish through the app! Reviewed on: 21st April 2026

Efficient and lots of benefits to choose from

Efficient and lots of benefits to choose from Reviewed on: 21st April 2026

Mr o' Brien

Fantastic company really brilliant Reviewed on: 21st April 2026

It's been quite straight forward and easy to manage.

It's been quite straight forward and easy to manage. Reviewed on: 21st April 2026

118 118 is a good credit card provider.

118 118 is a good credit card provider. It has helped me get back into a good credit score and their monitoring and advise tool os quite good Reviewed on: 21st April 2026

Good company to deal with.

Good company to deal with. No reason to communicate as never had any issues. Reviewed on: 21st April 2026

My experience with 118 was very reassuring.

My experience with 118 was very reassuring. I felt listened to, supported, and treated with respect throughout the process. Everything was communicated clearly, which gave me confidence and peace of mind. A genuinely positive experience. Reviewed on: 21st April 2026

Convenient, accessible, reliable

Convenient, accessible, reliable Reviewed on: 21st April 2026

My experience so far has been a good one.

My experience so far has been a good one. They make life easy on the app. Reviewed on: 21st April 2026

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